Point of View

UNITED STATES—Dear Toni, recently in your Medicare column, you discussed services that are not covered by Original Medicare such as dental, vision, long-term care, and other items. I thought Medicare covered long-term care but was wrong, because my mother suffered a severe stroke, and her rehab facility notified me that Medicare is not paying for my mother’s care. Beginning...

UNITED STATES—Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my Social Security check to get Medicare? Please explain what I should do because I was waiting to...

UNITED STATES—I have been grappling with something in the past few weeks. I have a birthday coming up and it is a bit of a milestone, and it has really forced me to reflect a bit on life. I think that is the problem with birthdays is they only come once a year, but when they come you get...

UNITED STATES—A big problem worldwide is the need for more water, worsening because of climate change, population growth, and bad resource management methods. Using artificial intelligence (AI) to help plan and distribute water supplies has become an idea that might work well. Artificial intelligence is changing how we handle water resources, even non-revenue water, by making it possible to...

UNITED STATES—Tell me the last time you watched a Super Bowl ad that truly grabbed your attention; an ad that hooked you and forced you to inquire or actually purchase a product? I’m waiting. I’ll likely still be waiting because rarely do ads have an impact on Americans, even though there is this perception that a witty or clever...

UNITED STATES—Three little words, there are three words that are supposed to have a ton of meaning behind them, that some people say, but a lot of people don’t say at all. Any guesses as to what I am referring to? If you still haven’t figured it out, it is the words, “I Love You.” With Valentine’s Day this...

UNITED STATES—Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am currently on my ex-employer’s COBRA and searching for dental care when I go on Medicare in July. The only dental/vision plans I am finding are in Medicare Advantage plans, but my cancer facility has advised me to not go in...

UNITED STATES—Slip and fall accidents usually happen unexpectedly and lead to severe injuries. Recovering from them involves not only addressing physical injuries but also navigating legal and financial challenges. This article outlines critical steps for a comprehensive recovery in a slip-and-fall case, providing practical advice and actionable details to guide you through this complex process. Legal Recovery After a Slip...

UNITED STATES—I caught a clip of a viral meme going around after a statement Jay-Z noted in regards to the Recording Academy failing to honor his wife Beyonce with the grand prize of Album of the Year. There were audible gasps in the audience. However, I was impressed someone was calling out the Recording Academy when it comes to...

UNITED STATES—Starting a new business can be exciting, but it’s a complex process you need to be prepared to go through. If you are not ready for what you need to do for your company to succeed, everything will be too overwhelming for you to finish the job. Although this applies to all companies, we will focus on home...