Point of View

UNITED STATES—It is unfortunate that we are having this conversation yet again, but another mass shooting has transpired in the United States, this time on the college campus of Michigan State University in East Lansing. For me, this is quite personal as an alumnus of the university, in addition to having a niece who currently attends the school as...

UNITED STATES—I tell this to people all the time. We all are born with a gift. What that gift is, some of us discover fairly quickly, for others it takes almost a lifetime to discover it. However, when you discover that gift you do your best to ensure it flourishes. My gift is my ability to write. I can...

UNITED STATES—I am just going to say it because some people will not say it: Super Bowl LVII was not that great. Perhaps, it could be that last minute ‘holding’ call by NFL officials that turned an extremely competitive and fun game into a dud of a disaster as the clock just ran down. Yes, the NFL officiating has...

UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel outside the United States because I’m planning a trip to Greece next month. A friend recently gave me Medicare advice that now has me very confused.  She told me that some Medicare Plans, such as Plan...

UNITED STATES—Look we are all feeling the pain at the grocery store or supermarket, whatever you call it. When you have rapper Cardi B complaining about the price of lettuce and others celebrities complain about the price of eggs (who can afford it) you know it is bad. In the past month, I have been doing my best to...

UNITED STATES—Are you getting your paperwork in order? You might say why do you ask? Well tax season is upon us and that W2, 1099, those financial statements and so many other tax documents that are needed for preparing your taxes you should have received or you are starting to receive them. The question of the hour is have...

UNITED STATES—This is absolutely the most ridiculous thing that I have ever heard. Lawmakers are actually pushing for the day after the Super Bowl to be made a national holiday. Stop, wait, what the hell am I missing? Lawmakers cannot be serious with this mess can they? No, America they are indeed serious about it, which just further makes...

UNITED STATES—This is a topic I’ve wanted to talk about for years, but never really knew the perspective/approach I wanted to take until now. Let’s just address the elephant in the room: divorce. Divorce happens in this county, a lot more than people expect and it has an impact on children more than parents realize. I am a child...

UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and B with a Medicare Supplement and Part D prescription drug plan. My husband, Tom is 67 and he enrolled in Medicare Parts A and B when he turned 65 because he has a heart condition. Tom...

UNITED STATES—I think this is a discussion we must have America because the amount of money we are losing because we refuse to check our receipts at the grocery store is baffling. I’m a big proponent of keeping receipts because I log my purchase. I want to know what I’m spending throughout the year and where I’m saving money...