Point of View

UNITED STATES—I am just going to put it out there, I know plenty of people who just loves themselves some Amazon. I’m sure the site is great, but I am not one of those people, Jeff Bezos is already pretty rich, I’m not about to make him any richer when there are other retailers and small businesses who have...

UNITED STATES—Sleep is the one thing we all crave, but it is also the one thing so many of us struggle with: getting quality sleep. I would be one of those Americans. I have always struggled getting to sleep at night, I think this goes back to my days as an undergraduate student where I used to work nights...

UNITED STATES—It is said time and time again that money cannot buy happiness, but in the great words of Dr. Will Kirby of “Big Brother 2” and the first installment of “Big Brother: All-Stars,” “Money can buy you stuff.” That is so true and as most Americans know we like to purchase things, it gives us a moment of...

UNITED STATES—Hello Toni: You have been referred to me as a resource that can answer questions I have about Medicare.  I am turning 65 in January and have not discovered what I need to do to begin Medicare since I am still working? If I retire soon, do I stay on COBRA or enroll in Medicare plans? What if I...

UNITED STATES—If there is one thing I hate it is when a person lies and then he or she gets caught in the lie and then profusely apologizes or attempts to cover it up. When you lie you have to tell another lie to cover that previous lie. Does everyone tell little white lies here and there? Of course,...

UNITED STATES—Can you believe it America? We are less than 3 weeks away from the General Election and I cannot wait until November 4. Why? I will not have to see these pesky political ads anymore America. With that said, early voting has already started in many states and it has raised some major concerns for some Americans. I...

UNITED STATES—Some people call it virtual learning, but back when I was an undergraduate we called it online learning. There are many who think this is something new, but it is not. I had mixed reviews in the beginning about taking classes online. At the time it was something that was slowly gaining its ground. I mean there were...

UNITED STATES—Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole.” I got in the “famous” Medicare donut hole in June of 2020 and do not know how I got there. I know it is October, but I would like to get prepared and really cannot...

UNITED STATES—Student years are one of the most wonderful periods in life that you will remember with a smile. You are young, full of energy and aspirations since the whole life is still ahead. You don’t worry much about your health until it starts making signals and interferes with your usual lifestyle. Thus, students love to eat junk food...

UNITED STATES—Forget about Frankenstein; COVID-19 is the real monster this Halloween. In our era of “social distancing,” many Bay Area families are understandably bewildered about what Halloween activities are allowed this year. Indeed, many residents mistakenly believe trick-or-treating has been called off. To help clear up all this COVID-related confusion, we’re going to run through what the City of San Francisco...