Point of View

Is Going Paperless Worth It?

UNITED STATES—In our current society it seems everything is online nowadays. People pay their bills online; everything seems to be more convenient and easier if you utilize a desktop, laptop, cellphone or tablet. With that being said, I ask the question: what do you do if technology falters? Yup, it happens and it can place you in a dicey...

Keeping Up With Technology Trends

UNITED STATES—Tuesday, September 10 was a big day for Apple as they announced details regarding new products including the latest cellphone amongst other things. This got me thinking: why are we always so eager to get our hands on the latest technology? By now, you all know about apple unveiling its latest model of the iPhone, iPhone 11 which...

September 11, 2001 18 Years Later

UNITED STATES—It is hard to fathom that it has been 18 years since the United States was dramatically changed forever when we were attacked by terrorists on September 11, 2001. It was a day that forever changed this country as we know it. Never have we seen such violence, horror and absolute devastation in this country. Every American who...

Hurricanes Teach When To Hold ‘em And When To Fold ‘em

UNITED STATES—Back in 2012, I wrote about Hurricane Sandy’s warning to us, beseeching us to get out of her way before she and her friends come roaring back. Most declined to heed her advice, as the area is still in the seemingly endless process of rebuilding right where the devastation hit. The gritty determination of Americans’ Can-Do spirit fills me...

Toni Says® Tips For Medicare Open Enrollment

UNITED STATES—Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Open Enrollment? The Toni Says® office helped us with our Medicare decision in January when my husband retired from his job of 30+ years. Now it seems we must do this all over again. Could you explain what...

Cathartic Release Of Frustration

UNITED STATES—When was the last time that you screamed? How about the last time you just said exactly what you felt without any repercussions? For many Americans that is a rarity and I don’t think it’s because we are afraid to do it, it’s because we wonder how people will perceive us. Yes, we are a society where everyone...

Getting Better Sleep

UNITED STATES—The past two weeks have been one hell of a challenge for me. If there is one thing I value more than family, it is sleep. I’m an early bird; have been since I was a kid, will probably be until the day that I die. However, anyone who knows me is well aware, that I need a...

Study Overload

UNITED STATES—With school being back in session that means one thing: studying is a must. Rather you’re in grade school, middle school, high school, an undergraduate, graduate student or doctoral student, studying is part of your curriculum. There are some people who study with ease, and there are those who have a constant struggle to focus and balance studying...

Football Season Is Upon Us!

UNITED STATES—Good riddance summer, hello fall! I will be the first to tell you all I am glad summer is behind us. I have never been a fan of the hot summer months. I hate when the weather is muggy, excessive heat, and the fact that I’m a natural sweater does not help the situation. I’m not a fan...

Legalized Sports Betting In California: What You Need To Know

UNITED STATES—The sports betting world is a billion-dollar industry, however, in much of America, it remains shrouded in the zone of hazy legality. With many states banning the practice, bettors are left to trust questionable online sportsbooks. One state looking to change the status of sports gambling within its borders and make it easier for citizens to place bets...