Point of View

UNITED STATES—There is no worse feeling than being under the weather. When I say under the weather I’m referring to being ill. Out of nowhere this weekend, I appeared to catch a cold. It started off minor, but it seemed to get progressively worse as the days moved along. How so? For starters, I had a runny nose. Nothing...

UNITED STATES—Debt it is the one thing that many Americans suffer from and it is something that can be quite debilitating at times. You stress about it, it causes you to have sleepless nights, creates tension at work and just prevents you from having that inner peace that you desperately crave. However, when it comes to debt it’s important...

UNITED STATES—It is that time of year, where it’s all about family, food, love and giving. I’ve said this before and I will say it again, I don’t know what it is about November thru January, where the notion of giving becomes heightened much more than the rest of the year. I think it is because the holidays put...

UNITED STATES—If there is anything that I cannot stand it is people who are just rude and nasty. Look, I get it that people have bad days it happens to all of us, but that does NOT give you a pass to be an a**hole. When I speak of being rude, this is NOT only how people talk to...

UNITED STATES—I recently attended a baby shower of a family member and wow, it is amazing to see the journey of people. My nephew is about to become a parent, which means my mother is about to be a great grandmother. I knew it was possible, I just didn’t expect it so soon. It makes you reflect on life,...

UNITED STATES—Children are sponges for knowledge and information. They are born a virtual blank slate. They pay attention to everything you say to them. You are the purveyor of all knowledge. Children can't distinguish between when you are serious and when you say something impulsively, without thinking. A single comment can stay with a child for the rest of his...

UNITED STATES—Toni: My husband, who is turning 65 this September, was laid off from a major oil company this year and the only way he can make a living is as an engineer on a contract basis as a 1099 employee with no benefits. I am a stay at home wife, who is now on COBRA. My question for you...

UNITED STATES─ Reader Alert: Toni turned 65 on Wednesday, May 20 and has now joined the maze of Medicare. She will discuss what Medicare issues she meets in the future. Hi Toni, I attended one of your seminars and now I need help with my Medicare issue. I am 65 almost 66, “still working” and covered by my employer’s group...

UNITED STATES—Hi Toni, I am turning 65 this February and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all my medical bills now being paid because I have met my deductible. I receive my care from a major cancer center in my area and...

UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never heard about this before? Regards, Sammy from San Diego. Hi there…Sammy: Sammy the answer is NO! Medicare Parts A and B do not provide a gym membership for those who are enrolled in Medicare. It would...