Point of View

Reasons To Love Free Money

UNITED STATES—Who out there doesn’t like free money? I know I do, how about you? I think most Americans are alike; it seems the quicker that you get money the faster it disappears. When you factor in your monthly expenses between rent/mortgage, lights, gas, water, car payments, cell phone, cable, internet, groceries and anything else, there is very little...

Blatant Racism

UNITED STATES—I could not believe the video that a family member sent me last week of a woman running for a city council seat in the town of Marysville, Michigan. It left me appalled, shocked and just speechless. If you don’t know what I’m referring to, I have no idea where you have been hiding, but Jean Cramer, has...

Homework Mayhem

UNITED STATES—Homework, it is the one thing each of us struggled with during our lifetime. You can argue that some homework serves no purpose, but in all essence, it is crucial to build your mental skills and solidify your abilities in certain areas of study. I am bringing this issue to the forefront because I’m starting to realize some...

Banking Habits 101

UNITED STATES—How often do you go to the bank? For me it’s at least ONCE a week, maybe TWICE depending on how much business I need to take care of. However, you might be stunned to hear this from me, but I have NEVER in my entire life utilized an ATM machine. I know that’s crazy right!? It is,...

San Francisco’s Booming High-Tech Innovation Boosting US Stock Market

UNITED STATES—San Francisco’s biggest publicly traded companies are enjoying particularly strong buoyancy in the stock market, helping the US enjoy its second longest collective winning streak since 1929. Between April and September, the S&P 500 rose for six straight months. That’s almost unheard of since 1929, occurring only six times in the last 89 years. When this has happened...

Mig Vapor Scholarship 2019: Make Your Dream Come True

UNITED STATES—Have you just finished your school and dreaming of pursuing further education? Or maybe you are an adult person dreaming about moving higher in education? Mig Vapor is open to everybody as long as you can comply with some requirements. Mig Vapor wants to make sure everybody has a chance to get the education they deserve hence, three students...

Needs Over Wants

UNITED STATES—This is an ongoing debate I have with people all the time and it all connects to finances. Anyone who has ever taken a psychology or sociology course are well aware of Maslow’s Hierarchy of Needs. It’s like the food pyramid, but prioritizes the most important things in life compared to the not so important things. With that being...

Kitchen Culinary Tips 101

UNITED STATES—The kitchen, it can be a daunting place for many individuals and to be honest it should NOT be. I would make the argument that if a person has NEVER cooked, getting into the kitchen at the age of 30 will indeed be a task to say the least, but it is not impossible. I do not believe...

Pure Frustration

UNITED STATES—I know I’m not the only person who has experienced this, where you have a day or a week that you are absolutely frustrated to the core. Now, let me be crystal clear: I said frustrated, not anger. Anger and frustration are two different things. Anger is an inability to control how you feel; there is a level...

Graduate Gifting Dilemma

UNITED STATES—May and June, those are the two months that highlight milestones for most Americans: graduation season. You might have a youngster graduating from preschool, kindergarten or middle school. Then you have the big events, high school and college graduation. I think the next 5 years, I have graduations to attend, rather its middle school, high school or college,...
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