Letting Stress Go
UNITED STATES—Why is it as Americans some of us are so stressed to the core about things that we should re-evaluate? It is a...
What Can You Do To Get Youngsters To Work?
UNITED STATES—Ever since I was a youngster, it has always been a dream of mine to have a purpose when it comes to work....
Social Security And IRS Scams Are Exploding!
UNITED STATES—Reader Alert: I have been informed from clients during a Toni Says® Medicare consultation that they have received either calls on their cell...
College Tuition Battle
UNITED STATES—The cost of a college education is expensive. If you’re a parent and sending more than one student to school the cost is...
Can Enrolling In COBRA Cause A Medicare Penalty?
UNITED STATES—Dear Toni: I lost my job in September 2020 due to COVID layoffs in the oil industry and my wife and I are...
Mental Health Matters People
UNITED STATES—A lot of people may not understand it, but gosh, when people say mental health matters it really does America. I was beyond...
Own Your Mistakes People
UNITED STATES—Accountability is something that so many of us fail to properly acknowledge or admit that we have problems with. Why? It mean we...
Self-Employed With Retiree Benefits…Why Do I Need Part B??
UNITED STATES—Good day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different. My wife and...
Technology Can Be Very Frustrating
UNITED STATES—I wish we could go back to the Golden Age where technology did not dictate or determine our lives. Is it good to...
Worrying Ourselves To Death
UNITED STATES—Why is it sometimes we worry so much that it places our health at risk? We have all heard the phrase, “You’re going...