Cool Season Annuals Return Annually
UNITED STATES—Warm season annuals that started late last winter should be finishing their season soon. It might seem as if they replaced their predecessors,...
I Love Lupe (5)
UNITED STATES—The rambunctious, unpredictable Lupe and the obedient people magnet Deville make quite an odd couple. One is a pit bull lab and the...
America’s “What if” Medicare Questions Answered
UNITED STATES—This week’s Medicare column consists of “What if” Medicare questions from Toni Says readers around the United States.
“What if” I did not enroll...
White Flowers Attract Pollinators Also
UNITED STATES—Floral color attracts pollinators. Hummingbirds mostly prefer bright red, pink and orange. Butterflies mostly prefer bright orange and yellow. Bees prefer bright blue...
Is Original Medicare Part Of A Health Network?
UNITED STATES—Hi Toni, I need your guidance. In September I turn 65, and I am unemployed. I’m on COBRA since retiring in May after I...
Late Summer Flowers Bloom Now
UNITED STATES—Spring is the season with the most flowers. Winter is generally the season with the least. That is, of course, a generalization. There...
Binding For Straighter Tree Trunks
UNITED STATES—Staking is not quite the same as binding with stakes. It is more for the benefit of the roots than the trunks, which...
Is 24/7 Home Care After A Liver Transplant Covered By Medicare?
UNITED STATES—Dear Readers: Recently, I received a text message from a Toni Says Medicare client that I would like to share with you. The...
Feral Flowers Are Not Wildflowers
UNITED STATES—¯Feral flowers are technically not the same as wildflowers. As their designation suggests, wildflowers grow wild. They always have, without intervention. They are...
Knowing Your Medicare Enrollment Options When Turning 65 Can Save You Money!
UNITED STATES—Hello Toni, my sister has collected your articles on Medicare for years and suggested that I contact you about my Medicare issue. I turn...