Point of View

Political Dialogue Fervor

UNITED STATES—I have said it before there are two subjects that can cause serious issues: religion and politics. I know religion is decisive, but politics right now is even bigger. It is like the mere mention of politics gets people riled up. As much as I want to chat politics, I’ve gotten to a point in 2020, that I’m...

What Is An Actual Good Deal People?

UNITED STATES—How do you actually know when you have garnered a good deal? That is a question I think many Americans tend to think they know the answer to, but in all truth, they have little to no idea what they are talking about. Let me explain, I think the best sales that I can ever imagine I found...

A Very Different Thanksgiving America

UNITED STATES—In less than a few days the biggest feast of the entire year will be upon us, Thanksgiving. Last week we chatted about preparation or the big day, but it now dawns on many Americans, that turkey day 2020 will NOT be like those of the past. Why not? COVID-19 is the reason people. Rather you believe in...

Medicare Rule…No One Remembers!

UNITED STATES—Dear Toni, just a quick note to say that my mother had to go into the hospital this week as she has the flu, a urinary tract infection and pneumonia. She slipped and bumped her head, but no concussion.   Very weak, so we are asking that she be placed into rehab/skilled nursing to build her strength backup. She changed...

Five Things You Can Do Now to Improve Your Financial Life

UNITED STATES—Whether you’ve just graduated from college and joined the world of employment or you’ve been working for several years and still can’t seem to make ends meet, getting a good hold on your finances is key to achieving financial serenity. We look at 5 things that you can do right now to improve your financial life. Educate Yourself It may...

Black Friday 2020

UNITED STATES—With Thanksgiving fast approaching another big holiday is also shaping up, ‘Black Friday.’ For what seems like the first time in years, the actual biggest shopping holiday in the world is slated to take place on the actual Friday after Thanksgiving. In years past, Black Friday has taken place on what I deemed Black Thursday or Thanksgiving itself. So...

Turning 65 With Cancer…Is Medicare Advantage Right For Me?

UNITED STATES—Hi Toni, I am turning 65 this February and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all my medical bills now being paid because I have met my deductible. I receive my care from a major cancer center in my area and...

A Country Divided?

UNITED STATES—I keep hearing this all over the countless news outlets: we are a country divided. We are a country divided because half of the country voted for the current President Donald J. Trump, while the other half voted for Joe Biden. In all truth, the country is politically divided it appears: those who are Democrat, those who are...

Honoring Our Veterans America

UNITED STATES—It has been a holiday that I never fully appreciated until I had an in-depth conversation with family and my grandfather. Veterans Day is about paying tribute to those who have put their lives at risk or lost their life fighting for our country. I have many family members who have served in the military, which includes the...

The Anxiety Of An Election

UNITED STATES—I have never had this level of anxiety waiting for the results of a presidential election for as long as I can remember. I have been actively voting, and I mean actively on a local, state and national scale since I turned 18. I was one of those people who couldn’t wait to have the opportunity to vote...
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