Point of View

Getting Something For Free

UNITED STATES—How often do people actually get something for free in the United States? It rarely happens, but in 2020 and 2021,  I’ve started to see a trend where some retailers have been allowing consumers to keep their item and also get refunded at the same time. I can speak from personal experience this was something that transpired with...

Stress Changing Medicare Plan

UNITED STATES—Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking phone call. He talked me into plan K to save some money since I was in good health and could answer the health questions. I was hospitalized in March 2020 due to low sugar when I...

SEC’s Lawsuit Against Ripple, What Potential Impact Could This Have On XRP?

UNITED STATES—Everything isn't looking good for XRP after the Securities and Exchange Commission (SEC) slapped the parent company Ripple Labs with a 71-page complaint. The company is accused of raising more than $1.38 billion by selling over 14 billion XRP tokens without registering the offers and the sales with the institution. The SEC emphasizes that by doing this, the...

10 Helpful Relationship Tips For Men

UNITED STATES—We’ve all heard it said that men are from Mars and women are from Venus but what does this really mean? It means that men and women don’t naturally think in the same ways. The gender divide is often felt when it comes to relationships. But what to do, if you don’t have a girlfriend? You always can use...

Considering A Career Change?

UNITED STATES—With a new year brings new opportunities. I know I’m not the only person in this boat. Let’s all say it: 2020 was one hell of a year, it was challenging, stressful, burdensome and left so many Americans with such levels of anxiety, you could bottle it up in a jar if you wanted to. The biggest thing...

Getting Those Finances In Order

UNITED STATES—It is a New Year, which means for many Americans we are starting to consider resolutions to tackle. Of course we hear the big one every year, losing weight, exercising or eating healthier, but one that should be a major focus is finances. Yes, you heard me correctly: finances. The holidays are far behind us and now we...

Organization Over Haul

UNITED STATES—Throw 2020 away and start to focus on things you can do in 2021. I started the New Year doing something that I had dreaded doing for months. What was that dreadful thing? It was shredding old paperwork and bills. It felt like a daunting task to begin with because I had so MUCH to tackle. It got...

Does Medicare Pay For A Long-Term Care Need?

UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare will help to pay for her at-home care. I cannot find any information about Medicare paying for at-home care in the Medicare and You Handbook and have heard that she could use Medicaid or even...

Five Most Effective Ways To Motivate Yourself To Study Remotely

UNITED STATES—Learning is difficult for thousands of students. However, distance learning is even more challenging. How to motivate yourself to complete all academic assignments? Is it possible to boost your productivity? Sure! Just follow these easy tips and become a successful student within the shortest terms. Get Professional Help  Some learners might start feeling depressed or even desperate when facing some...

Mental State Of 2020

UNITED STATES—It feels like 2020 has put us on the technology burnout. So many of us have resorted to working from home, using your cellphones to communicate, zoom meetings, tablets and TV to stay entertained for a lot longer than I ever imagined. I feel like I have been burned out from watching so much TV, but the problem...
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