Point of View

The Mall Experience Is Unique

UNITED STATES—I hate to say it, but it feels the experience of the mall is slowly dying America. People are not going, everyone is sitting in bed or on a couch clicking and ordering everything on their smartphone, tablet or computer and getting it delivered courtesy of Amazon or some other super-fast delivery service. It is quite a bummer because...

Fireworks Can Be Fun For All

UNITED STATES—Well in case you’re in the dark, the Fourth of July is next week. It happens to fall on a Thursday of all days which is a bit odd, because that rarely happens America, and I mean rarely. So that means in the next week you can plan to start to hear plenty of fireworks. They can be...

Conserving Energy To Save Money

UNITED STATES—It is summer America, which means the heat is upon us and more energy is being used as a result. The more energy you use the more money it will cost you in the long run. So I know I’m not the only person asking the question, “How can I save money?” Well, it starts with understanding what you’re...

Dealing With People’s Bad Energy

UNITED STATES—Bad energy, there is something that is harboring in my life as of late, and I am doing my best to prevent bad energy from affecting my energy and the outcome of the day. Why? It feels like some people just have bad energy more than you can imagine and they start the day with bad energy and...

Summer Heat Can Be Brutal

UNITED STATES—A vast portion of America is about to encounter a heatwave unlike any other. It is about to be hot, and when I say hot, I’m talking 90 plus degrees and when you factor in the humidity, you should begin to expect temperatures feeling like 100 degrees or hotter. Making the situation worse is this is not something...

Job Interview Jitters

UNITED STATES—What is going on with the youngsters today? I recently heard about a trend where some Gen Z are taking their parents with them to their job interviews. Wait, what? That makes absolutely no sense and I am trying to make sense of this new madness. What are the interviewees hoping to accomplish by bringing their parents with...

Does My Company Insurance Work With Medicare?

UNITED STATES—Dear Toni, I am 67 and have group health insurance through my current employer, with a high deductible. My question is, should I have also enrolled in Medicare, even though I am still working? If so, who pays my claims first? I have talked with friends, my company’s HR department, their insurance agent and get answers from “I...

Are People Keeping Track Of Their Spending?

UNITED STATES—Am I the only person that still balances his check book? I truly think I am because a recent conversation with a family member made it appear as if I was crazy for doing that? They noted don’t you have a debit card?! I noted yeah, but that doesn’t mean I shouldn’t be keeping track of what I...

Grocery Store In-Person Or Shopping Online?

UNITED STATES—Nothing is more satisfying for me than going to the grocery store and buying food. It is just a calming experience for me which is why I find it so satisfying. I will point out that I’m not a fan of going to the grocery store during busy times. I can say that because I have experience in...

To Text Or To Call, Which Is Preferred?

UNITED STATES—Technology it is supposed to make your life easier, but sometimes it makes you wonder just precisely why things become more complicated than what they are. This is where communication comes front and center, and the dreaded cellphone. I realized something about myself in the past six months. I don’t like texting and I cannot believe I just...
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