Point of View

Lame Bowl Ads

UNITED STATES—Tell me the last time you watched a Super Bowl ad that truly grabbed your attention; an ad that hooked you and forced you to inquire or actually purchase a product? I’m waiting. I’ll likely still be waiting because rarely do ads have an impact on Americans, even though there is this perception that a witty or clever...

An ‘I Love You’ Doesn’t Cost Money

UNITED STATES—Three little words, there are three words that are supposed to have a ton of meaning behind them, that some people say, but a lot of people don’t say at all. Any guesses as to what I am referring to? If you still haven’t figured it out, it is the words, “I Love You.” With Valentine’s Day this...

Losing Employer Benefits With Dental And Enrolling In Medicare…What Do I Do?

UNITED STATES—Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am currently on my ex-employer’s COBRA and searching for dental care when I go on Medicare in July. The only dental/vision plans I am finding are in Medicare Advantage plans, but my cancer facility has advised me to not go in...

12 Critical Steps For Personal Injury Recovery In A Slip And Fall Case

UNITED STATES—Slip and fall accidents usually happen unexpectedly and lead to severe injuries. Recovering from them involves not only addressing physical injuries but also navigating legal and financial challenges. This article outlines critical steps for a comprehensive recovery in a slip-and-fall case, providing practical advice and actionable details to guide you through this complex process. Legal Recovery After a Slip...

Award Shows: Do They Matter?

UNITED STATES—I caught a clip of a viral meme going around after a statement Jay-Z noted in regards to the Recording Academy failing to honor his wife Beyonce with the grand prize of Album of the Year. There were audible gasps in the audience. However, I was impressed someone was calling out the Recording Academy when it comes to...

A Beginner’s Guide To Launching Your Home Remodeling Business

UNITED STATES—Starting a new business can be exciting, but it’s a complex process you need to be prepared to go through. If you are not ready for what you need to do for your company to succeed, everything will be too overwhelming for you to finish the job. Although this applies to all companies, we will focus on home...

Super Bowl Mayhem Begins

UNITED STATES—It is one of the most watched events that happens every single year, I’m referring to the Super Bowl. There is something about football that brings people together and everyone wants to tune in to watch. For 2024, the big game is happening in the city of sin, Las Vegas, and you better believe there will be plenty...

America’s Veterans Need To Enroll In Medicare The Right Way

UNITED STATES—Dear Toni, my husband, Jason, is a Vietnam Veteran and never enrolled in Medicare Part B because he uses the VA for his medical care. He is 77 years old and retired when he turned 65 about 12 years ago. He is having heart issues and wants to go to a local cardiologist that his best friend uses and...

Why Do Some People Like Spending YOUR Money?

UNITED STATES—Do you have that family member that tends to hover around you whenever you spend money? If not, I’m going to share a story, because I do. There is nothing more annoying than a person who is quick to spend your money, yet they have absolutely nothing of their own. I don’t like people hovering over me whenever...

Exercise, Even If You Do Not Want To

UNITED STATES—Oh, exercise, I am certain it is something so many of us hate doing, but let’s face it, in order to stay healthy, we have to do it. For me, it is indeed a big chore. It is not because I don’t want to do it; it is because my day is so busy, that I get exhausted....