Point of View

Does Medicare Cover “Expensive” Injections At Doctor’s Office?

UNITED STATES─Toni: I have been laid off this week with my current employer’s benefits ending August 31.  I turn 65 in August and will be enrolling in Medicare.  My employer group health plan currently has an HSA with a high deductible of $3,000 which I meet early in the year due to my health issues.  The biggest medical expense...

San Francisco: Usage Of Cryptocurrency For Business

UNITED STATES—In 2008, the mysterious Satoshi Nakamoto, a pseudonym for the famous creator of cryptocurrency, first released the original Bitcoin white paper and mining software to the world in October 2008, nobody could have predicted the influence this creation would have on the world and its economy. Today we’re starting to realize the full potential of this technology. One of...

Family Bonding Time

UNITED STATES─If the coronavirus has taught us anything, it’s to be extremely appreciative of family. Being resigned to the house with family for weeks and months in some cases, it’s tough. You love your family, but at times they can push your buttons in ways that are not the easiest to grapple with. However, I would not trade this...

Buying Just To Buy

UNITED STATES─I have been spending a bit of money lately, because when you’re sheltered in place for a period of time, and you have the opportunity to get out and spend a bit of green which you have amounted in the past few months rather it’s from working overtime or unemployment, you want to treat yourself a bit. However,...

Finding A Provider For Your Car Equity Loan

UNITED STATES—If you are trying to get a loan, you may find that it is not quite as easy as you expected. If you have damaged credit or a low income, getting any sort of finance from a mainstream lender can become difficult. Many people find themselves stranded without a financial lifeline as a result of this. However, there...

What Is A Retiree HRA Account?

UNITED STATES─Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating all Medicare eligible retirees Aetna and Express Scripts group benefits with a termination date of September 30, 2020. We will have reimbursement from a HRA account, which I do not know anything about. His employer has...

Will It Be Safe To Go Back To School?

UNITED STATES─It is the question that almost all parents including myself want answers to: will it be safe to send our kids back to school when fall arrives? If you were to ask me this question 2 months ago, I would argue without a doubt it should not be a problem. Ask me that same question today and I...

NY Times Bari Weiss Resigns After Constant Bullying

UNITED STATES—A New York Times opinion writer and editor, Bari Weiss, resigned Tuesday, July 14 stating that she was, "the subject of constant bullying from colleagues who disagreed with her views." Weiss started at the paper because she saw a lack of reality that was being reported by the NY Times after the 2016 election that so many thought would...

The Needs Vs. The Wants

UNITED STATES─If there is one thing I have learned in recent months it is how to be better with my money. I’ve come to the realization that just because I want something does not necessarily mean I need it. I know this sounds bad, but this pandemic might have been one of the best things that could have happened...

Baby Steps In Midst Of COVID-19

UNITED STATES─I would be lying if I didn’t acknowledge that I am slightly concerned with people letting their guard down during this pandemic with the ruse that all is ok and we can return back to normal. I wish that was the truth, but it is not. Things will never return to the norm, at least not for the...
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