Point of View

Christmas Is About Giving Not Receiving

UNITED STATES—We are in that time of year, where the spending is at its peak. The thing people should be aware of that Christmas is about giving not receiving. It is something I think so many people forget more than they should. I recall as a kid when I got my obligatory funding from my parents for Christmas that...

Random Acts Of Kindness

UNITED STATES—Kindness, it feels like we are lacking this quite significantly in the United States nowadays. People just seem to be in foul moods for reasons that I cannot understand. Look, we all have bad days sometimes, but at the same time, you have to realize it takes a lot more energy to stay mad than it does to...

Does Medicare Cover Expensive Shots Given At The Doctor’s Office?

UNITED STATES—Toni: I am turning 65 in February and my individual health plan has a $6,000 deductible which I meet every year due to shots given in my eyes for Macular degeneration which are more than $2500 per injection. I also receive weekly allergy shots from another doctor. Does Medicare pay for injections given at a doctor’s office? My other...

Do You Wrap Or Bag Presents?

UNITED STATES—It was no argument 10 to 15 years ago, I would easily wrap all my Christmas gifts, but within the past 2-3 years, I have swapped wrapping gifts for bagging them. Why? Bagging a gift is just so much easier. To be honest, time seriously got the best of me in recent years, and I was put into...

Cyber Monday Sales Are Not What You Think

UNITED STATES—If you’re rushing to your computer to do a bit of shopping on Cyber Monday or throughout this coming week, you might want to pause for a second. Why? The deals are not as great as you think they are. I have no clue why people think Cyber Monday is like this massive day of deals from retailers...

The Black Friday Experience

UNITED STATES—It has been tradition for my family that we shop the day after Thanksgiving for as long as I can recall. The past few years have been slightly different because I’ve had to work my day job. This year the family went out on Saturday instead of Friday, and I must say the older I get the more...

Is It Possible To Pay For A Vacation Using Only Cryptocurrency?

UNITED STATES—Since Bitcoin, the first cryptocurrency, was introduced, the popularity of digital currencies has been growing at a wild pace and so has the appetite of holders for more utility cases. The sector might still have a long way to go, but the progress so far is promising, and crypto holders can use their funds to pay for both...

Chronic Pain And Personal Injury: How The Legal System Addresses Invisible Wounds

UNITED STATES—A personal injury can have long-lasting effects that extend far beyond physical wounds. While visible injuries are often readily addressed in the legal system, what about those often referred to as "invisible wounds"? The plight of those enduring chronic pain is complex and often overlooked in personal injury cases. Below, we will explore how the legal system addresses chronic...

Overwhelmed Without Enough Time To Do It All

UNITED STATES—Whew, there is something about the week of Thanksgiving that can just knock the wind out of you and I mean that in a literal sense.  My life always seems to become super chaotic around the week of Thanksgiving, and I’m always trying to find a balance between it all. Working two jobs, dealing with schoolwork and mid-terms...

Black Friday Has Changed For The Better

UNITED STATES—It's official, the holiday shopping season is upon us, and it is time to start spending money, but you need to be aware of a few things before you start spending. The greatest thing to happen in an odd way was the pandemic. Why? Before the pandemic, the retailers were opening their doors on Thanksgiving Day. So that...
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