Point of View

Is Medicare Or Part D Drug Plan More Important When Retiring?

UNITED STATES—Toni: I am retiring January 1 and am beginning to search for the right Medicare option for me and my wife, who is having breast cancer treatment at a local cancer facility. Her cancer drugs are expensive, and I am concerned about the Medicare Part D out of pocket. I am a diabetic and using the flex pen...

How To Relax In The Evenings After A Busy Day at Work

UNITED STATES—In today's fast-paced world, unwinding after a long day at work is essential for maintaining overall well-being. So, here are some of the most effective methods to help you relax and recharge in the evenings. Meditate Incorporating meditation into your evening routine can dramatically improve relaxation and assist in emotional well-being. You don't need any experience to start. Simply find...

Should I Enroll In Medicare When Turning 65 And Still Working?

UNITED STATES—Hello Toni: I am turning 65 soon and working full-time with employer benefits. I am receiving conflicting information from friends and co-workers regarding enrolling in Medicare. Some say to enroll in only Part A, while others say to enroll in both Medicare Parts A and B. Please explain the rules about how to apply for Medicare when turning 65?...

Who Is The Parent?

UNITED STATES—Parenting this is something that has been on my mind for a very long time. For anyone who has children we all know the notion of parenting a child is no easy matter. There is no book or blueprint that delivers the answers to all the questions one might have regarding how to properly raise a child. This...

Dreams Can Rattle You

UNITED STATES—I’m someone who sleeps best when I’m not dreaming. Yes, I know this sounds foreign, it might even sound crazy to some people, but for me sleep is best when there is nothing on my mind. That is the problem with many of us, we’re not able to turn that switch off inside our brains; it’s constantly running...

Time To De-Stress Your Life!

UNITED STATES—I seriously have no clue where time has gone, but this week has been a whirlwind to say the least. The biggest lesson that I have learned is that I simply cannot wait till the last minute to do things. I mean I’m already juggling two jobs, and just a bunch of utter family chaos. In the midst...

Should The Age To Vote Be Lowered?

UNITED STATES—It is the age old debate that seems to have no end in sight: should the voting age be lowered in the United States? Before you answer that question think about it for a second. Really think about it America. There is a proposal by a U.S. Congressman Ayanna Pressley from Massachusetts. I didn’t realize that the voting...

Making A Major Lifestyle Change

UNITED STATES—In life, sometimes you have to take a moment and re-examine what is going on in your life. A lot of the time when people discuss lifestyle changes they assume it is geared mainly to eating and dieting. While I think that is one aspect of life that is important it is not the only one. A diet...

Spending Money Wisely

UNITED STATES─Have you ever taken a close look at the amount of money you’ve spent in a given week. Most people do, but I mean have you actually taken a look at everything you spent for the entire week, including the minor things that you assume don’t matter? Well I did and I came to startling realization: I’m spending...

The 24/7 Coronavirus News Cycle

UNITED STATES─This is something that I’ve been wanting to talk about for a few weeks, and because so much has been going on, I’ve simply forgotten about it. However, it’s the thing we’ve been talking about since the start of March, we are now into the second week of April and as soon as the news comes on the...
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