Tag: Medicare

Applying For A Medicare Supplement At The Right Time Is Essential

UNITED STATES—Dear Toni, I retired last June when my employer offered a great retirement package with 18 months of COBRA at no cost for...

“Still Working”…Medicare’s Magic Words For Enrolling In Part B Correctly!!

UNITED STATES—Dear Toni, I’m losing the battle with Social Security about me and my wife enrolling in Medicare Part B since I am losing...

Why Is COBRA Only Paying 20 Percent Of My Medicare Claim?

UNITED STATES—Toni, I need your Medicare guidance because in December, I was rushed to the ER because of kidney failure caused from stage 4...

Does “Original” Medicare Have A Healthcare Network?

UNITED STATES—Hi Toni, I am turning 65 this August and have no idea what I should do because I have coronary heart disease. Currently,...

Understanding Medicare…It’s Complicated!

UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to...

Warning: Taking Medicare Advice From Your Friends Can Be Costly!

UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...

Treat Medicare Part B Like It’s Gold…

UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and...

Does Enrolling In COBRA Cause A Medicare Nightmare?

UNITED STATES—Dear Toni: I lost my job in October 2021 due to COVID layoffs in the oil industry and my wife and I are...

Can Beginning RMDs Raise Your Medicare Premiums?

UNITED STATES—Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this...

Are Injections Given At The Doctor’s Office Covered By Medicare?

UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...
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