Point of View

UNITED STATES—With Thanksgiving fast approaching another big holiday is also shaping up, ‘Black Friday.’ For what seems like the first time in years, the actual biggest shopping holiday in the world is slated to take place on the actual Friday after Thanksgiving. In years past, Black Friday has taken place on what I deemed Black Thursday or Thanksgiving itself. So...

UNITED STATES—Hi Toni, I am turning 65 this February and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all my medical bills now being paid because I have met my deductible. I receive my care from a major cancer center in my area and...

UNITED STATES—I keep hearing this all over the countless news outlets: we are a country divided. We are a country divided because half of the country voted for the current President Donald J. Trump, while the other half voted for Joe Biden. In all truth, the country is politically divided it appears: those who are Democrat, those who are...

UNITED STATES—It has been a holiday that I never fully appreciated until I had an in-depth conversation with family and my grandfather. Veterans Day is about paying tribute to those who have put their lives at risk or lost their life fighting for our country. I have many family members who have served in the military, which includes the...

UNITED STATES—I have never had this level of anxiety waiting for the results of a presidential election for as long as I can remember. I have been actively voting, and I mean actively on a local, state and national scale since I turned 18. I was one of those people who couldn’t wait to have the opportunity to vote...

UNITED STATES—Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR, and my insurance agent. I am receiving answers from “I don’t know” to “I’m not sure but I think …” My company health insurance has a $2,500 deductible. If I have a medical claim and I have...

UNITED STATES—I’ve had a bit of spare time lately, and what I have come to discover is that I have a lot of stuff, stuff that is just collecting dust or that I no longer need. So what does that mean? It’s time for me to eliminate some stuff America. I’ve been keeping work notebooks for the past 10...

UNITED STATES—We can sit here and ignore the elephant in the room if we want, but the truth remains, many Americans put on a bit of weight as a result of the big quarantine that transpired from mid-March thru July. In some states it was even longer if you ask me. I know for one that I put on...

UNITED STATES—Halloween is now behind us and the next big holiday where money will be spent, Christmas is fast upon us. With that said, I started Christmas shopping a bit early this year as a result of the pandemic. I got a lot of nifty gifts for family at really solid prices, prices that I never thought possible and...

UNITED STATES—I know I cannot be the only American, who counts down the days when they have a long overdue vacation that they have been eagerly waiting to arrive. I mean the notion of having a week or for those who are lucky, 2-3 weeks off of work, its unlike anything. Why? It allows you to have a second...