Balancing Budget Act
UNITED STATES—Budget, we all hate hearing that word, but for so many Americans we need to hear it more and more because it forces us to acknowledge, what we are spending are money on and if the items that we purchase are actually worth it in the long run. Sometimes you have to really look at your expenses and...
Best Alternative Places To Visit California While Major Attractions Remain Closed
UNITED STATES—It is fair to say that the ongoing COVID-19 pandemic has had a major impact around the US. This is also true in many other countries on a global scale. When it comes to San Francisco and the state of California in general, COVID-19 has seen many larger venues and attractions remain closed or with limited capacity for...
Do Not Dismiss Your Right To Vote!
UNITED STATES—It is hard to believe that Election Day is a few days away and it feels it has snuck up on us as Americans. However, the one thing I want to harp on more than anything is that you should NOT take your right to vote for granted. I know I am not like all Americans, but when...
Online Shopping, Store Pick-Up Is Great!
UNITED STATES—I am just going to put it out there, I know plenty of people who just loves themselves some Amazon. I’m sure the site is great, but I am not one of those people, Jeff Bezos is already pretty rich, I’m not about to make him any richer when there are other retailers and small businesses who have...
Sleep Deprivation At Its Worst!
UNITED STATES—Sleep is the one thing we all crave, but it is also the one thing so many of us struggle with: getting quality sleep. I would be one of those Americans. I have always struggled getting to sleep at night, I think this goes back to my days as an undergraduate student where I used to work nights...
Having Money Changes Everything!
UNITED STATES—It is said time and time again that money cannot buy happiness, but in the great words of Dr. Will Kirby of “Big Brother 2” and the first installment of “Big Brother: All-Stars,” “Money can buy you stuff.” That is so true and as most Americans know we like to purchase things, it gives us a moment of...
Transitioning Into Medicare The Right Way!!
UNITED STATES—Hello Toni: You have been referred to me as a resource that can answer questions I have about Medicare. I am turning 65 in January and have not discovered what I need to do to begin Medicare since I am still working?
If I retire soon, do I stay on COBRA or enroll in Medicare plans? What if I...
If Caught In A Lie, Just Admit It!
UNITED STATES—If there is one thing I hate it is when a person lies and then he or she gets caught in the lie and then profusely apologizes or attempts to cover it up. When you lie you have to tell another lie to cover that previous lie. Does everyone tell little white lies here and there? Of course,...
People Voting Early, Long Waits
UNITED STATES—Can you believe it America? We are less than 3 weeks away from the General Election and I cannot wait until November 4. Why? I will not have to see these pesky political ads anymore America. With that said, early voting has already started in many states and it has raised some major concerns for some Americans. I...
Virtual Learning Is Not Easy
UNITED STATES—Some people call it virtual learning, but back when I was an undergraduate we called it online learning. There are many who think this is something new, but it is not. I had mixed reviews in the beginning about taking classes online. At the time it was something that was slowly gaining its ground. I mean there were...