Point of View

2021 Medicare Part D Deductible, Donut Hole Costs…Released!

UNITED STATES—Toni: This year, the 2021 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole.” I got in the “famous” Medicare donut hole in June of 2020 and do not know how I got there. I know it is October, but I would like to get prepared and really cannot...

Easy Ways To Save Mental Health In College

UNITED STATES—Student years are one of the most wonderful periods in life that you will remember with a smile. You are young, full of energy and aspirations since the whole life is still ahead. You don’t worry much about your health until it starts making signals and interferes with your usual lifestyle. Thus, students love to eat junk food...

Halloween During Health Crisis – What Families Should Know Before Trick-Or-Treating

UNITED STATES—Forget about Frankenstein; COVID-19 is the real monster this Halloween. In our era of “social distancing,” many Bay Area families are understandably bewildered about what Halloween activities are allowed this year. Indeed, many residents mistakenly believe trick-or-treating has been called off. To help clear up all this COVID-related confusion, we’re going to run through what the City of San Francisco...

Grocery Store Impulse Purchases

UNITED STATES—They always say the worst thing you can do is head to the grocery store on an empty stomach. Oh, I understand that reasoning all too well because when you’re hungry, everything and I mean everything looks tasty or good in your eyes. For example, I had to do a bit of grocery shopping this weekend, after not...

The Headache Of A Cellphone

UNITED STATES—I have seriously come to the realization that I hate having a cellphone. I understand on a technological advancement it has its perks, but the anxiety and stress that I receive from my cell phone is just too much to handle. We become enamored with the device and the thought of HAVING to check it all the time...

Taking Debt Head On!

UNITED STATES—Debt it is the one thing that many Americans suffer from and it is something that can be quite debilitating at times. You stress about it, it causes you to have sleepless nights, creates tension at work and just prevents you from having that inner peace that you desperately crave. However, when it comes to debt it’s important...

Have Cancer…Must Return To Original Medicare During Enrollment!

UNITED STATES—Toni: Last year, I made a mistake when I retired and enrolled in a Medicare Advantage PPO plan because I understood from talking with retired co-workers and friends that this PPO plan was like a Medicare Supplement. Boy was I wrong! I need out Now!! I have been diagnosed with lung cancer and many of the cancer specialists and...

Money Spent Foolishly

UNITED STATES—Money it is the one commodity that we all want more of. For those who have plenty they always want more, for those without it they are always clamoring or working harder to obtain more of it. With that said, why is it when some of us have unexpected funds that fall into our laps we spend it...

Cisco 200-201 Exam Preparation With Dumps And Other Relevant Materials

UNITED STATES—The path to becoming a CyberOps professional is not as tough as they say, a knockout result in the Cisco 200-201 exam is operable for a diligent candidate. However, there are several agents that can make one’s performance unsuccessful. Can you think of one classic example? Well, it’s a common mistake for highly promising applicants to choose low-grade...

Fed Up With Lazy Employees

UNITED STATES—I can say that I have officially reached my tolerance level of dealing with people who are lazy, especially in the workplace. I can no longer bite my tongue or curb how I truly feel about people that I despise. Those individuals who are unwilling to give their all when they are scheduled to work, those who look...
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