Point of View

UNITED STATES—I was absolutely stunned, disappointed and just horrified at the first presidential debate between Democratic nominee Joe Biden and President Donald Trump this week. I mean within the first 30 minutes I already wanted to tune out of the debate because I could not believe what I was watching. Look, I debated in high school, I was on...

UNITED STATES—Toni: We have received a 20 percent increase in our Plan F Medicare Supplement. I am a 70-year-old female in decent health, but my husband is undergoing cancer treatment at MD Anderson. Also, his cardiologist has advised him that he may need a pacemaker. I understand that Medicare Annual Enrollment is our time to change our Medicare Supplement plans....

UNITED STATES—This might be only me, but I am so glad that summer is over and fall has arrived. I love fall and I love this season because it encompasses everything I love: college football, apples, pumpkin, Halloween, Thanksgiving, Christmas, leaves, rain, autumn weather, fall clothing and so much more. Do you really want me to continue? One of...

UNITED STATES—Health, it’s a loaded word, especially when people ask you how is your health. We are always inclined to say all is great, even in some incidents where that may not be the case. We like to hide or not fully deliver the truth when it comes to our health and where things stand. You sometimes have to...

UNITED STATES—There is just too much toxicity in America right now. I say that because it seems the level of hatred and just despicable behavior is constantly peaking and if I’m being honest, it has not even peaked. At the core of this chaos is politics. It feels like people just don’t want to hear or listen to opposing...

UNITED STATES—Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Annual Enrollment?  The Toni Says® office helped us with our Medicare decision in April when my husband retired from his job of 30+ years. Now it seems we must do our Medicare decision all over again from this...

UNITED STATES—A lot of homeowners are leaving San Francisco. How many? Well, according to a new report out of the real estate company Zillow, inventory in SF rose 96 percent between 2019 and 2020. Remote Work Flexibility The obvious reason behind this rapid rise in empty homes is the COVID-19 pandemic. As more Californian tech companies allow employees to work remotely, San Franciscans...

UNITED STATES—As interest in bicycling increases during COVID-19, Google Maps wants to help San Franciscans safely cycle around town. In a recent announcement, Google Maps Product Manager Vishal Dutta announced the company is testing updates to its bicycle directions function in San Francisco. Most significantly, Google Maps will now let SF riders know where they could pick-up and drop-off rentable...

UNITED STATES—In the COVID era, “dining in” is the new “dining out.” Soon after states put lockdown orders into effect, on-demand delivery apps transformed from a convenient feature to an essential service for restauranteurs. Unsurprisingly, companies like Uber Eats have experienced tremendous growth in the past few months. A recent review of credit card transactions suggests Americans spent 70 percent more on food delivery...

UNITED STATES—A recent injunction filed in San Francisco could have significant repercussions on the ride-share industry. On August 10, San Francisco Superior Court ruled that Uber and Lyft drivers in California must be classified as full-time employees. In addition to San Francisco, California’s attorney general and the cities of Los Angeles and San Diego supported this injunction. According to the state, Uber...