Point of View

UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in January and will need to enroll in Medicare Parts A and B. My husband, Sam is 70 and he enrolled in Medicare Parts A and B when he turned 65 and remained on my company benefits due to having health issues. He has recently began taking heart...

UNITED STATES—Truck accidents are an unfortunate reality on North Carolina highways. In 2022, there were over 13,000 commercial motor vehicle crashes in the state, resulting in hundreds of deaths and thousands of injuries. These accidents affect the lives of those involved and cause significant traffic delays and economic damages.  However, there are steps you can take to protect yourself and...

UNITED STATES—Finding a therapist is pretty easy these days, especially if you search online, but finding a therapist who's a good personal fit for you isn't always straightforward. What exactly does it mean to find a therapist who's a good fit? Which criteria should you use in your decision? And what steps can you take to ensure a better...

UNITED STATES—In the midst of the March for Our Lives rallies all over the nation by students aiming for change when it comes to gun laws in the country, we need to have a discussion about the issue of gun threats being made across the nation in recent months. I had a family member inform me that over 20,...

UNITED STATES—For the first time, since I can remember the Fourth of July holiday falls during a tricky time this year. Why? It falls on a Wednesday, right in the middle of the week. So for most Americans who work the typical 9-5, Mon-Fri they likely took Monday-Wednesday off or perhaps planned to take an extended vacation from Wednesday...

UNITED STATES—It is hard to believe, the year 2018 is slowly coming to an end and it has gotten me thinking so much about the decisions I’ve made in life and where I want to be a year from now. First, I’ve come to the realization that I’m spending a bit more money than what I should be doing. I...

UNITED STATES—Sometimes I wonder about Americans, it seems like each day some new form of technology has been invented that is supposed to make our lives easier. However, in my personal opinion it is not making our lives easier, it’s making us lazier. I heard someone praise and I mean praise the notion of not even having to go...

UNITED STATES—Something that really disturbs me about Americans is our inability at times to do what is right even though we know people are constantly or always watching. Like why do we have to be called out to address bad behavior when we see it? Hmm, this reminds me of a theory we learned in psychology known as the...

UNITED STATES─There is indeed a crisis in our country right now; too many people are trapped with excessive student loan debt. Yes, I am one of those individuals, and it’s sickening to discover that I know people who have been in school in shorter time frames than myself and have more debt than me. It is one thing to...

UNITED STATES─I might get some flack for this, but I’m being completely honest here, that I have saved so much money since the country has gone on a virtual shutdown. While I would be exaggerating things slightly by saying the country has shut down, because in all actuality it hasn’t, but it feels like 80 percent is out of...