Point of View

UNITED STATES—At times we can all be an emotional mess, it is difficult for some of us to control are emotions and not allow things to get the best of us. However, there are some of us who are overly emotional, not emotional at all or completely cold. Let me just put it out there, showing emotion is NOT...

UNITED STATES—Have you gotten gifts for everyone on your Christmas list? I would love to say I have, but nope, I still have 1 person to get a gift for: my mom. It seems every single year she is always that last person on my list that I have to purchase a gift for. She is so difficult to...

UNITED STATES—I swear it seems as soon as Halloween comes and goes, Thanksgiving is literally right behind. We’re less than a week away from the big cooking holiday and the big question of the hour is whether you’re prepared. Why can I say that? So many people wait until the last minute and before you know it, it’s too...

UNITED STATES—When it comes to betting, it’s not easy in the National Football League (NFL). There are plenty of great moments to be offered in the NFL rather its watching a typical football game, playoffs or Super Bowl. When it comes to betting, the goal is to pick that team that you know will be victorious. There are a...

UNITED STATES─President Donald Trump became the third President of the United States to be impeached. The House of Representatives voted to impeach President Trump on Wednesday, December 18 by a vote of 229 in favor of impeachment against 197 who voted against impeachment. Not a single Republican in the House voted for President Trump to be impeached. Several Democrats including...

UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the windshield and my wife was not hurt at all. I was surprised when the hospital asked for my medical power of attorney. I am 64 years old and have not even thought about long term...

UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare will help to pay for her at-home care. I cannot find any information about Medicare paying for at-home care in the Medicare and You Handbook and have heard that she could use Medicaid or even...

UNITED STATES—Toni: In 2019, we sold our house to move into a senior community. Now, both of our Part B premiums have increased drastically in 2021 from around $145 a month to over $475 for Part B and an additional increase for Part D to over $70. We still are receiving the same Social Security check and I really...

UNITED STATES—Toni: I am a weekly follower of the Toni Says® Medicare column and have had a wonderful Medicare experience which helped to save me from getting in the Donut hole with an expensive generic prescription. I received a generic prescription for my Parkinson’s disease. When I went to my Plan D preferred Walgreens pharmacy and was informed that specific...

UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that he is aware that he is now in his “Lifetime Reserve Days” while he is waiting for his lung/heart double transplant? He went in the hospital in May for congested heart failure only to discover that...