Tag: coverage

What Is a Medicare Special Enrollment Period?

UNITED STATES— Special Enrollment Period (SEP) This is a period when one is given a chance to join or even make changes to his/her Medicare coverage...

Why Is Medicare Denying Paying For My Doctor Visit?

UNITED STATES—Hello Toni: I have a $900 doctor bill with a new cardiologists and Medicare says they will not pay? I recently retired and...

Why Did COBRA Cost Me $40K In Medical Expenses?

UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Understanding Hospice!

UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

Does Medicare Pay For A Gym Membership?

UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...

Cancer Treatment Not Covered By Employer Health Insurance…

UNITED STATES—Help Toni! I have developed a rare form of cancer that requires the use of proton therapy and my problem is that my...

Does Medicare Pay For A Long-Term Care Need?

UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare...

Does Medicare Cover “Expensive” Injections At Doctor’s Office?

UNITED STATES─Toni: I have been laid off this week with my current employer’s benefits ending August 31.  I turn 65 in August and will...

Is Medicaid A Good Long Term Care Option?

UNITED STATES—Toni, I have a friend who just received a bill from the state of Texas for his mother's Medicaid nursing home care. No...