Tag: Medicare
How To Avoid A Medicare Part D Penalty!!
UNITED STATES—Hello Toni: I retired in April and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022. No...
Ins And Outs Of Medicare’s “Lifetime Reserve Days”
UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Greg to sign a form stating that...
Does Medicare Pay For Diabetic Supplies?
UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been...
How To Keep The Donut Hole From Getting You!!
UNITED STATES—Toni: Last year, my mother got into the “donut hole” in October. I can see from the Part D statement she receives that...
Why Am I Receiving A Medicare Part D Late Enrollment Penalty?
UNITED STATES—Hello Toni: I have received a notice from CMS (Medicare) saying they do not have record of me having prescription drug coverage that...
America Get Prepared! Hurricane Season Starts June 1
UNITED STATES—Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we...
Married Vs. Domestic Partner With Employer Benefits, Delaying Medicare Part B
UNITED STATES—Toni, my problem is different than most couples that I read about in your weekly Medicare column. I am finding out that my...
Rules Of Medicare And Social Security Confuse Even HR Departments
UNITED STATES—Hello Toni: I am a HR Manager for a local oil service company and have a question about an employee. He is turning...
Frequently Asked Toni Says Medicare Questions
UNITED STATES—This week’s Toni Says Medicare column has a different twist and consists of frequently asked Medicare questions from Toni Says® readers around the...
Turning 65… Help Me Enroll In Medicare With SSA.gov!!
UNITED STATES—Hi Toni: I am turning 65 in June and am not working full-time with employer benefits. I was surprised when I called Social...









