Tag: Medicare

What Is A Retiree HRA Account?

UNITED STATES—Hi Toni: My husband is an oil company retiree and two weeks ago, we received a letter stating that his employer is terminating...

Why Is My Medicare Premium An Extra $471?

UNITED STATES—Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John...

Why Did COBRA Cost Me $40K In Medical Expenses?

UNITED STATES—Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and...

Understanding Hospice!

UNITED STATES—Hello Toni: As a certified case manager and critical care unit RN, I am advising adult children who are desperately seeking advice for...

Help My Mother With Long Term Care?

UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

Does Medicare Pay For A Gym Membership?

UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...

Why Are Medicare Part D Rules So Confusing?

Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused.  It shows...

Social Security Account Suspended…Need To Enroll Medicare Online!!

UNITED STATES—Help Toni: I am turning 65 in July and last week I tried to open a “My Social Security” account to enroll in...

“Still Working…” Magic Words For Enrolling In Medicare Part B Correctly!!

UNITED STATES—Dear Toni: I am losing the battle with Social Security about me and my wife enrolling in Medicare Part B since I am...

Should A Veteran Using VA Enroll In Medicare Part B?

UNITED STATES—Toni: My husband is a Korean War Veteran and never enrolled in Medicare Part B because he uses the VA, close to where...