Point of View

We All Have Stress

UNITED STATES—Stress, it is that mental thing that is not easy to describe with words, but you kind of know it when it becomes a part of your life. Stress is the ability to cope with things transpiring in your life that you may not have full control over as you’d like. I learned even more about stress and...

A Lie On Top Of A Lie

UNITED STATES—I sometimes have to ask myself why do some people tell some of the most outrageous lies? I mean I hate to even say this as an adult, but I understand why we sometimes lie. We want to protect people or in some odd psychology we want to cover our bases, but at the end of the day...

A Moment Of Solitude

UNITED STATES—How in the world do most Americans find a way to spend a moment of solitude if given the opportunity? Think about that question for a second before you choose to answer. I rarely get a moment to collect my thoughts and try to find a moment where you are able to sever or pull yourself away from...

Will Medicare Advantage Plan With Prescription Drugs Prevent “Extra” Part D Premium?

UNITED STATES—Hello Toni: I am turning 65 in July, self-employed and my income is over $250K. Recently, I received a letter from Social Security telling me that my monthly Medicare Part B premium of $135.50 would be doubled to $270.90 per month due to 2017 reported income. That was no surprise, but Social Security also said that the monthly...

Talking Without Listening

UNITED STATES—Let me be clear this is not a column aimed at the issue of people expressing their opinion, which I know many people will suspect the title hints that. However, this is aimed at the idea of us processing what we say before saying it. Once again, this is not aimed at people saying stupid things, but attempting...

Family Dysfunction

UNITED STATES—There is no such thing as a perfect family. If someone tells you they have one, they are indeed lying to your face. Behind the scenes, there is infighting, dysfunction and chaos, but we all like to keep those things under wraps out of fear of the blow black that could be received if the news came to...

The Money Battle

UNITED STATES—Money, it is the one commodity some people have loads of and others wish they could earn more of it. With Christmas fast approaching, it really got me thinking about finances, where I’m spending my money and what I’m spending it on. However, this isn’t really a question about my finances it’s about others. Nothing bugs me more...

Living Life On Social Media

UNITED STATES—I have to pose an honest question to you: do you get tired of social media? I feel like the world we live in nowadays is completely dictated around social media outlets like Facebook, Reddit, Instagram, Twitter, Snapchat, Tumblr, Vine, the list goes on and on. There seems to be this programmed notion that every single thing we...

Irresistible Temptations

UNITED STATES—As Americans, many of us would like to believe we have the ability to not indulge in temptations that could be potentially bad for our health. For me, its sweets, however, I’m not always craving something sweet, but I do like baked goods at times, particularly cake and fresh cookies. Let me be clear I’m not the person...

We All Fear The Word ‘Budget!”

UNITED STATES—I was watching something on television recently and the word budget kept coming up and it hit me: man you’re spending a bit of money. It’s time for me to put the brakes on things and focus my attention on where my money is going. Back in 2017, I did something amazing in my opinion because it really...
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