Are You Frustrated With Raking Leaves?
UNITED STATES—It is that time of year, October is over, and November has arrived. Depending on what part of the United States you live...
Customer Service At Fast-Food Establishments
UNITED STATES—Customer service just feels like it is getting worse by the minute today. I could do a column on various things, but I...
Mid-Terms And Homework Stress
UNITED STATES—When you go to school there is always that portion of higher education where you are tested on what you know. Whether it...
Should I Enroll In Medicare When Turning 65 And Still Working?
UNITED STATES—Hello Toni: I am turning 65 soon and working full-time with employer benefits. I am receiving conflicting information from friends and co-workers regarding...
Let The Shopping Craze Begin
UNITED STATES—November is here and for retailers there is just 5-6 weeks until Christmas. Yes, this is the busiest time of year for retailers...
Major Change To Medicare Part D In 2024?
UNITED STATES—Toni: This year, I got into the Medicare “Donut Hole in July and got out of it in September. I am not sure...
The Holidays Are Fast Approaching
UNITED STATES—It is hard to fathom this, but in about a month the biggest food holiday of the year, Thanksgiving will be upon us....
A Bit More Veggies Matter
UNITED STATES—I have to admit I have been skirting around eating my veggies lately and it is something that concerns me. I will admit...
Medicare Premiums And Deductibles Increase In 2024
UNITED STATES—Hello Toni: I have recently enrolled in Medicare and received my 2024 Medicare and You handbook and cannot find what the 2024 Medicare...
Can The Brain Have A Turn Off Switch?
UNITED STATES—Gosh, the brain is such a fascinating organ. I recall as an undergraduate while double majoring in English, Film Studies and Psychology, I...













