Do We Truly Have Free Speech?
UNITED STATES—As Americans do we truly have the opportunity to say whatever we want on our minds without facing any repercussions? Really think about that question before you deliver your answer, because I know so many people are going to say: absolutely. However, that is NOT the case America. For anyone who has ever taken a constitutional law course...
Getting Something For Free
UNITED STATES—How often do people actually get something for free in the United States? It rarely happens, but in 2020 and 2021, I’ve started to see a trend where some retailers have been allowing consumers to keep their item and also get refunded at the same time. I can speak from personal experience this was something that transpired with...
Stress Changing Medicare Plan
UNITED STATES—Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking phone call. He talked me into plan K to save some money since I was in good health and could answer the health questions.
I was hospitalized in March 2020 due to low sugar when I...
Considering A Career Change?
UNITED STATES—With a new year brings new opportunities. I know I’m not the only person in this boat. Let’s all say it: 2020 was one hell of a year, it was challenging, stressful, burdensome and left so many Americans with such levels of anxiety, you could bottle it up in a jar if you wanted to. The biggest thing...
Getting Those Finances In Order
UNITED STATES—It is a New Year, which means for many Americans we are starting to consider resolutions to tackle. Of course we hear the big one every year, losing weight, exercising or eating healthier, but one that should be a major focus is finances. Yes, you heard me correctly: finances. The holidays are far behind us and now we...
Organization Over Haul
UNITED STATES—Throw 2020 away and start to focus on things you can do in 2021. I started the New Year doing something that I had dreaded doing for months. What was that dreadful thing? It was shredding old paperwork and bills. It felt like a daunting task to begin with because I had so MUCH to tackle. It got...
Does Medicare Pay For A Long-Term Care Need?
UNITED STATES—Toni: Recently my older sister had a stroke and needs extra care at home. I was told from friends at church that Medicare will help to pay for her at-home care. I cannot find any information about Medicare paying for at-home care in the Medicare and You Handbook and have heard that she could use Medicaid or even...
Mental State Of 2020
UNITED STATES—It feels like 2020 has put us on the technology burnout. So many of us have resorted to working from home, using your cellphones to communicate, zoom meetings, tablets and TV to stay entertained for a lot longer than I ever imagined. I feel like I have been burned out from watching so much TV, but the problem...
Return Mayhem At Retailers
UNITED STATES—Well it seems 2020 is finally coming to an end America. I will admit that 2020 has been one of the longest years ever, I don’t know if it’s a direct result of the pandemic or a host of other things (I think it’s the pandemic people). With that said, the holiday I love and the holiday I...
Medicare Advantage Enrollment Mistake Postponed My Hip Surgery!
UNITED STATES—Toni: I made a terrible mistake during the current Medicare Advantage Enrollment Period and changed to a Medicare Advantage HMO plan because I understood from talking with my friends that this plan was great way to save my Medicare dollars. Now I have discovered that my orthopedic surgeon is not in this plan and I have not asked...