Retail Therapy

UNITED STATES—We all engage in it, some much more than others, I’m talking about retail therapy. It seems in 2020 during the thick of...

2022 Medicare Premiums And Costs Are Ridiculous!!

UNITED STATES—Hello Toni: I have recently enrolled in Medicare and received my 2022 Medicare and You handbook and cannot find what the 2022 Medicare...

Be A Bit More Patient

UNITED STATES—I am learning something about life and myself as I get older. I have to have a bit more patience. When I was...

6 Ways To Be A Responsible Gambler

UNITED STATES—Responsible gambling is something every fan of casinos and sports betting should aspire towards. However, it is also a tricky ideal to achieve...

Veterans Day Tribute

UNITED STATES—This used to be a federal holiday that I didn’t think much about until my grandfather recently died as a result of COVID-19...

What Happens If I Chose The Wrong Medicare Advantage Plan?

UNITED STATES—Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $220 a month and was...

What Is College Accreditation And How To Check For It?

UNITED STATES—Accreditation is the process by which an online college or university has gained certification to have met standards that are set out by...

Communication Is Hard America!

UNITED STATES—There is something I have to admit America. I don’t have the best communication skills. I like to think I do, but I...

Gain An Hour Of Sleep, Lose More Sunlight

UNITED STATES—Well, if you don’t know by now, let me remind you, this Sunday is Daylight Savings Time. What does that mean? Well it...

8 Tips For Setting Up An Office For Home Studying

UNITED STATES—If you are embarking on the exciting journey of home studying, you are going to need somewhere to learn.  Setting up your office...