Candy Overload
UNITED STATES—Is there ever a thing as having too much candy? Well, after trick-or-treating with my nieces I think I can say yes. Why?...
Christmas Shopping A Little Early
UNITED STATES—We’re being told to start Christmas shopping a bit earlier this year because of rising prices as a result of inflation and the...
Finding A Work Balance
UNITED STATES—It is hard people, we can say all the time that it is so easy to find a work/life balance. We are told...
Get Rid Of It People, Declutter Your Life!
UNITED STATES—Clutter, clutter people, we talk about it all the time and I’m realizing once you get things organized and in order, it just...
Medicare Part D Penalty Costs What??
UNITED STATES—Hello Toni: I made a terrible mistake last April when I was no longer covered by my employer group health plan due to...
What To Keep In Mind When Buying CBD Capsules
UNITED STATES—When it comes to CBD products, there are many different options that you can choose from these days. People all have their own...
Take A Risk When It Comes To Life
UNITED STATES—If there is anything that I am learning about life as I get older it is that things don’t always go your way...
Service Industry Is No Cakewalk
UNITED STATES—I was recently out at a restaurant this weekend and I realized that it was going to be a wait. The pandemic has...
Being Back At The Movie Theater Was Amazing!
UNITED STATES—This past weekend was the first time I entered a movie theater in over 18 months. Yes, 18 months. For me that is...
Questions About Turning 65, Still Working And Enrolling In Medicare
UNITED STATES—Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning...













