Curbing Temper Flare Ups
UNITED STATES—I know I have a temper and at times it flares up when I least expect it. It is not me being angry...
Early Bird Or Late Bird?
UNITED STATES—Are you an early bird or a late bird? If you’re asking me I am an early bird. I think I’ve been an...
Reader Alert!! Dangers Of Changing Medicare Options With Telemarketers!
UNITED STATES—Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. In 2019, I was approached by a telemarking phone...
September 11: 20 Years Later
UNITED STATES—Where were you on September 11, 2001? It was a day that will always live in infamy for any American who was born...
The Fun Of Going To The Fair
UNITED STATES—If there is anybody who knows me they fully understand that I am an adrenaline junkie, I love a good thrill. I got...
Keeping Small Businesses Booming As Economy Reshapes
The Covid Business Collapse
Globally, the pandemic had a devastating impact on businesses cutting across all industries. The majority of the leading revenue-earning industries experienced...
October 15 Is Coming…Know Medicare Annual Enrollment Options!!
UNITED STATES—Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must...
Triggering Nightmares
UNITED STATES—As a psychology undergraduate I was super intrigued in my abnormal psych course when we studied all things dreams. What they mean? Why...
Losing A Pet Sucks
UNITED STATES—I have lost a pet in the past before, hell to be honest I’ve lost 3 pets in my lifetimes. Each dog lived...
The Medicare Rule…No One Remembers!
UNITED STATES—Dear Toni, Just a quick note to say that my mother had to go into the hospital this week with COVID that caused...













