Juicing Detox

UNITED STATES—As of late I have been indulging in juicing and making smoothies quite a bit. Some would argue I’m in the middle of...

Help My Mother With Long Term Care?

UNITED STATES—Dear Toni: You have written about other options for long term care in the past and have discussed life insurance with living benefits....

Devastating Family Blow

UNITED STATES—My family has been struck by the COVID-19 pandemic, but not like it was in the recent week. I lost my grandfather as...

Mother’s Day Is Coming

UNITED STATES—I had to take a moment and think because I totally forgot that Mother’s Day was literally right around the corner. Yeah, it...

We Will Never Be Normal Again

UNITED STATES—I must admit I am so sick and tired of hearing people say let’s get things back to normal. Here is the thing...

Does Medicare Pay For A Gym Membership?

UNITED STATES—Toni, two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never...

Bad News All The Time?

UNITED STATES—I watch the local news daily, I want to know what is going on in my orbit. However, I’ve known this, but I’m...

Spending Or Saving?

UNITED STATES—Are you spender or are you a saver? That is a question so many Americans have to be tasked with time and time...

College Education, What Is It Worth?

UNITED STATES—I was recently having a conversation with some friends and family about college. I know a lot of people tend to say that...

What Is Medicare’s “Lifetime Reserve Days”?

UNITED STATES—Toni: Can you explain why a hospital employee from the medical claims division asked my husband Phillip to sign a form stating that...