Point of View

Who Is Responsible If A Carjacker Causes An Accident?

UNITED STATES—Carjacking is the fastest-growing violent crime in America, and there is nothing an average person can do to avoid the situation altogether. If you've ever been involved in a car jack, chances are that you're curious about who would be responsible. This can be one of the most frustrating situations to find yourself in, significantly if your car...

What Does The MUNI Mean To The Community Of San Francisco

UNITED STATES—The term MUNI refers to a city-wide interconnecting commuter system under management of the San Francisco Municipal Transportation Agency. This institution, established to provide transportation solutions, manages its own fleet of buses, light-rail trains, streetcars and cable cars. Its operation focuses on providing the city with fuel-efficient and environmentally safe forms of mass transit. Throughout the years, the...

Overbuying Gifts For Xmas Because Of A Sale

UNITED STATES—It is so hard to fathom that in a little less than 2 weeks Christmas will be here. I swear I have no idea what it is about the fall months that seem to move with a rapid succession. September and October are a little slow, but as soon as Halloween comes and goes, it seems like a...

Inpatient Or Outpatient? Information To Know When Having A Hospital Stay!

UNITED STATES—Dear Toni, My husband recently had an issue when he fell from a ladder and shattered his hip and broke his right leg. After having emergency surgery, Jim is having a stay in a skilled nursing facility for his rehab to learn now to walk on his repaired hip. I cannot remember specifics about a Medicare skilled nursing rule...

The Black Friday Experience

UNITED STATES—Those days of the crazy long lines, camping outdoors before retailers open their doors to nab those doorbuster items that are too good to be true (sometimes you can get iconic deals people) seem like they might be in the past. Why? Things have changed since the 2020 pandemic. To be honest I think the pandemic changed our...

Why Pay N Play Casinos Are Perfect For Swedish Players

UNITED STATES—Pay N Play casinos offers a new form of experience at online casinos for players. They have become very popular in Scandinavia. The amount of Pay N Play casinos has increased a lot the past 2 years in Sweden and have literally taken over the market. In this article we take a closer look at the gaming aspects...

A Thanksgiving To Remember

UNITED STATES—Thanksgiving 2022 was a bit different than previous holidays for my family. For starters, I had to work, which has become a norm for me. When you work in retail, you unfortunately don’t have much of an option, plus I don’t mind because the actual day itself is not that busy. It is an opportunity to get paid...

What Is A Medicare Supplement Guaranteed Issue Plan?

UNITED STATES—Dear Toni: I have decided to retire when I turn 65 in January and will need to enroll in Medicare Parts A and B. My husband, Sam is 70 and he enrolled in Medicare Parts A and B when he turned 65 and remained on my company benefits due to having health issues. He has recently began taking heart...

Too Sick To Work

UNITED STATES—This week was a challenge for me America. I rarely get sick, but when I do it gets to a point where I have to ask that question, “Can I make it to work and do I actually want to go to work? Those are questions so many Americans have to battle at times. For many Americans, they...

Money Spending Craze For The Holidays

UNITED STATES—The holidays are upon us rather we want them to be or not. So what does that mean? Americans are spending more money people and as a result we’re going to see major credit card statements or the budget stretched to new limits as we get closer and closer to Christmas. We sometimes become so engulfed in the...