How Can I Stop My Medicare Part B?
UNITED STATES—Toni: I have just enrolled in Medicare Parts A&B because I turned 65 in January. I am currently working with my husband and myself covered under my employer plan.
I am being charged a much higher premium for Medicare because our 2021 tax return showed higher earnings. Can you please explain what one turning 65 with employer benefits should...
Taking A Digital Detox
UNITED STATES─Do you have a smart phone? Do you have a flip phone? A tablet, an iPad? You might be asking exactly what am I getting at. Technology dictates our life that is the message I’m trying to get across to everyone. No matter what you do, technology will always be part of your life in the current world...
Can Beginning RMDs Raise Your Medicare Premiums?
UNITED STATES—Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this have increased my Medicare Part B premium for 2023?
This year my Part B and Part D monthly premiums increased to $329.70 for Part B and an extra IRMAA premium of $31.50 for Part D.
I am...
Jury Duty Obligations
UNITED STATES—It is your civic duty America. I’m referring to jury duty, which can be a pain sometimes. You never know when you’re going to receive that summons in the mail, you have no idea how inconvenient it can be in terms of your work schedule, it impacts your personal and family life and then you have to worry...
The Dangers Of Football
UNITED STATES—Damar Hamlin, Buffalo Bills Safety suffered a horrific situation during Monday Night Football while the Buffalo Bills were playing against the Cincinnati Bengals. It was a moment for anyone who was watching that football game will never forget. You see players get injured and be carted off the field, but this was a bit different. Hamiln, 24, took...
Returning That Unwanted Christmas Gift
UNITED STATES—Did you get a gift for Christmas that just wasn’t your cup of tea? Did you get something for the holiday that you really didn’t want? Well there is a reason plenty of retailers nowadays, especially during the holiday season ask if you want a gift receipt. Why? If you got something that you truly didn’t want you...
After Christmas Sales
UNITED STATES—Well all the gifts have been unwrapped and the presents have been purchased. So now what? It’s time for those ‘After Christmas Sales.’ However, the big question that a lot of people ask is rather Black Friday sales are better than After Christmas sales? I used to think it was Black Friday, but sorry America, it is not,...
New Year, New Aspirations
UNITED STATES—Well people, 2022 has come to an end and 2023 has arrived. Another year is over and a New Year has started. So the big question that is likely being asked by many people are what resolutions are you planning to implement for the New Year? It is something we all do, and the problem with any New...
The Rules Of Tipping
UNITED STATES—There has been a lot of chatter lately from people in my circle who have been abuzz with the concept of tipping. When should you tip and when should you not tip? It does seem like no matter where you go nowadays everyone wants you to tip. I am a firm believer that you should always tip when...
Do You Wrap Or Bag Christmas Gifts?
UNITED STATES—You may be surprised to hear this, but I’m quite good at wrapping Christmas gifts, I have been as long as I remember. I think it comes as a direct result of me taking my time when it comes to wrapping gifts. However, as I get older my patience to wrap gifts is starting to wane. Why? I...