Point of View

UNITED STATES—I seriously have no idea what it is about the month of November, but it seems like if you blink it flies by. Why? It feels like just a week ago it was Halloween and in less than a week the biggest cooking day of the year, Thanksgiving will be upon us America. So the big question of...

UNITED STATES—Are you ready to shop? The biggest shopping holiday of the year, Black Friday or as many people know it, the day after Thanksgiving is about a week away America. Some of those ads from those big retailers have already dropped, others are still pending and some, they might NOT even release ads this year at all, but...

UNITED STATES—Have you ever had a nightmare that rattled you? What about a string of nightmares that rattled you all related to a similar theme? For the past 2 weeks, I have literally had similar dreams, let me rephrase that nightmares because they have been so intense they have shaken me out of my sleep where I have to...

UNITED STATES—Hello Toni: I recently attended a local Medicare Advantage informational workshop because my Medicare Supplement Plan F is costing me $260 a month and was going to join the plan. A friend introduced me to your articles explaining the various Parts and Plans of Medicare. Now I am having second thoughts. My questions are regarding what happens if I...

UNITED STATES—For those who might be in the dark, Veterans Day is on Friday, November 11. For most Americans, it is just another federal holiday or day off, especially if you work for the government. However, it is NOT just a day off; it is a day where we should be paying tribute to our veterans, the people who...

UNITED STATES—Unless you’re living under a rock, you certainly know that a certain lottery drawing has hit a historic milestone. I’m talking about the Powerball Jackpot which has amounted a gargantuan $1.9 billion and is likely to strike $2 billion before the drawing takes place on Monday. I hear time and time again from so many pessimists who say,...

UNITED STATES—Toni: I am retiring January 1 and am beginning to search for the right Medicare option for me and my wife, who is having breast cancer treatment at a local cancer facility. Her cancer drugs are expensive, and I am concerned about the Medicare Part D out of pocket. I am a diabetic and using the flex pen...

UNITED STATES—Emotions. It is the one thing all humans have. Some days we are happy, other days we are sad, some days were are in sorrow and then you have those days where you are angry and in a rage people. Our emotions can be a rollercoaster some days we can control them more than others, but the key...

UNITED STATES—I am so happy October is behind us because the month of November is the official kickoff in my opinion for the holiday season. The pumpkins and candy are out and it is time for Christmas lights, decorations, cookies, shopping, gifts, Santa Claus, family, food, cooking, parades and helping those in need. If you’re not in the holiday...

UNITED STATES—Temptation is something we will always battle against. No matter how old, how wise, how intelligent you are temptation is always going to be part of your life. Temptation can be good, it can be evil, but truth be told, when have you ever had a temptation that was actually a good thing. That’s right you don’t. Recently,...