Understanding Medicare…It’s Complicated!
UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision. I do not know where to start or what to...
Lowering Your Monthly Expenses
UNITED STATES—I know I am not the only person who is tired of the skyrocketing costs each month when it comes to utilities (water,...
When You Journal You Might Surprise Yourself
UNITED STATES—I have recently started to do something that I used to do years ago, but stopped because I made the excuse I just...
Social Media Influencers Are The Craze, But Why?
UNITED STATES—I find it so fascinating nowadays when you ask tweens, teenagers and young adults what they want to do career wise the answer...
Is The Death Of The Mall Upon Us?
UNITED STATES—I was recently at my local mall doing a bit of shopping and I was a bit surprised by the things that I...
Dealing With Trauma Is Not Easy
UNITED STATES—Last week I wrote a column about the shooting that transpired at my Alma Mater, Michigan State University that left 3 students killed...
Absolute Terror On MSU Campus
UNITED STATES—It is unfortunate that we are having this conversation yet again, but another mass shooting has transpired in the United States, this time...
Reflect On Your Genius Skill
UNITED STATES—I tell this to people all the time. We all are born with a gift. What that gift is, some of us discover...
Super Bowl LVII Was A Complete Bore
UNITED STATES—I am just going to say it because some people will not say it: Super Bowl LVII was not that great. Perhaps, it...
Warning: Taking Medicare Advice From Your Friends Can Be Costly!
UNITED STATES—Hi Toni: I met with you in late 2021 for a Toni Says personalized Medicare consultation. I have a quick question regarding travel...