Good Customer Service Does Matter

UNITED STATES—It is safe to say the holiday season is going to be all over by the time you read this column and for...

Are Injections Given At The Doctor’s Office Covered By Medicare?

UNITED STATES—Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to...

Foreign Casinos Entering The US Gambling Market

UNITED STATES—In recent years, there has been a rise in the popularity of foreign online casinos based in different parts of Europe among players...

Last Minute Christmas Shopping Rush

UNITED STATES—Have you gotten gifts for everyone on your Christmas list? I would love to say I have, but nope, I still have 1...

Be Smart With Spending Over The Holidays

UNITED STATES—We have talked a lot about the holidays in recent weeks, but with that said, the one thing we have not talked about...

How To Enroll In Medicare When Turning 65!

UNITED STATES—Hi Toni, I am turning 65 in March 2023, and I was surprised when Social Security told me to go online to sign...

Committing To Eating Healthy, Not Easy But Worth It

UNITED STATES—There is something I have discovered in recent weeks, eating healthy is not easy, but if you commit you will see the benefits...

Create A Hustle To Earn Money

UNITED STATES—To be honest, I do not believe I have a hustler mentality, but people have told me if there is something I want...

Who Is Responsible If A Carjacker Causes An Accident?

UNITED STATES—Carjacking is the fastest-growing violent crime in America, and there is nothing an average person can do to avoid the situation altogether. If...

What Does The MUNI Mean To The Community Of San Francisco

UNITED STATES—The term MUNI refers to a city-wide interconnecting commuter system under management of the San Francisco Municipal Transportation Agency. This institution, established to...