Change Can Be Scary, But Warranted
UNITED STATES—It is so scary America, but sometimes change is part of life. I will admit that I am someone who does not like...
Don’t Allow Stress To Control Your Life
UNITED STATES—As one gets older, you start to realize in life there are things that you can control and there are things that you...
Why Is My Medicare Part B Premium $615?
UNITED STATES—Dear Toni, I have been reading your articles regarding turning 65, being laid off, and enrolling in Medicare but I have not read...
Travel Costs Chaos, Hidden Fees
UNITED STATES—It is no secret America, if you’re planning to travel rather its be car, bus, train or plane it is going to cost...
So Tired Of Seeing Political Ads
UNITED STATES—We all know that the mid-terms elections are fast approaching, but I am so over the political ads. I get it; the candidates...
Polling Is Not Accurate People!
UNITED STATES—I wish I could answer the question as to why people think a poll is accurate. It seems year after year when elections...
How To Avoid A Medicare Part D Penalty!!
UNITED STATES—Hello Toni: I retired in April and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022. No...
Bad Energy Is Bad Energy People!
UNITED STATES—I have been actively working to control my emotions as of late. The one thing that I am absolutely not entertaining anymore is...
Helping Those In Need
UNITED STATES—Oh, America we have to do so much more to help our fellow neighbor. We are in a time of crisis in this...
Money Really Does Not Grow On Trees!
UNITED STATES—How do you teach children the value of a dollar? It seems plenty of children nowadays seem to think that money actually grows...













