Point of View

UNITED STATES—Libya, Syria, Iraq, Iran, Somalia, Sudan and Yemen, just seven of the countries on President Donald Trump’s executive order that has led to a ban of refugee and immigrants from those countries from entering the United States. I am an American who I would like to consider myself not politically affiliated with either the Democratic or Republican party. I...

UNITED STATES—To me it always seemed like going to college was an elitist thing.  Not everyone gets the opportunity to go, so those that do tend to make the best of it.  However, I always wondered why getting into college is such a competitive field when so many of us are attending public universities?  The reason this argument is...

UNITED STATES—If you’re like any American citizen who works 1 of 2 things is happening for you right now.  Either you’re in the midst of anticipating that huge refund check or you’re in the midst of having to pay Uncle Sam a hefty tax.  Either way the tax season brings many hassles with it.  For those who are self-employed...

UNITED STATES—Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this have increased my Medicare Part B premium for 2023? This year my Part B and Part D monthly premiums increased to $329.70 for Part B and an extra IRMAA premium of $31.50 for Part D. I am...

UNITED STATES—I love the fall season for three reasons: fall weather, football and apples. People who know me are well aware I’m not that big of an apple person unless I’m juicing. Even then I’m not someone who grabs an apple right away. However, when fall is ushered in you run into a situation of the variety of apples...

UNITED STATES—If there is anybody who knows me they fully understand that I am an adrenaline junkie, I love a good thrill. I got to experience that over the holiday weekend with a visit to my city’s local fair with my family. I personally love roller coasters, but this time around, there were no coasters, but I did notice...

UNITED STATES—It used to be so very simple. If you were a boy, you used this one and if you were a girl you used that one. If you were under six and you went with your mommy, it didn’t matter, but the boys often complained if they had to accompany Mom into the wrong restroom. Did you know that the...

UNITED STATES—Dear Toni, I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been diagnosed with Parkinson’s and my brand name prescription is expensive. I thought I could enroll at any time of...

UNITED STATES—One of the biggest cooler room conversations the day after the Super Bowl seems to fixate on the commercials. I mean when you think of the Super Bowl, the first thing that comes to mind is not sitting at a television screen for four hours to watch a bunch of silly commercials. So why do so many companies...

UNITED STATES—Food, it’s a universal element that all Americans need to survive, however, we live in a world where there are so many individuals who don’t have any food or not enough on a daily basis. I will be the first person to admit that I do not waste food in any capacity. When I do, the first thing...