Point of View

The Impulse Purchase Problem

UNITED STATES—Are you someone that buys on impulse? You see it, you want it and you just buy it? Perhaps that is a vast majority of Americans, but that is not always the smartest thing to do people. Why? You tend to regret it shortly after the purchase or within a few days after the purchase. I recently had...

Time Change Madness

UNITED STATES—Here we go again, we are having this debate once again about Daylight Saving Time. This week we will be pushing our clocks up an hour on Sunday, March 12, which means you’re losing an hour of sleep. There are members in Congress who are looking to pass legislation where we eliminate the notion of Daylight Saving Time...

New Ways To Make Money In The 21st Century

UNITED STATES—Quit quitting, recession, inflation, shrinkflation and all other phenomena that science has yet to discover are hanging over our heads, making the future seem more unpredictable than ever. And although some might argue Millennials spend all their money on avocado toast, the truth remains that with the rise of living costs in the West, and the war in...

Understanding Medicare…It’s Complicated!

UNITED STATES—Toni: I am turning 65 in September and need make my Medicare decision.  I do not know where to start or what to do?  I am being bombarded by telemarketers and mail telling me that if I do not sign up for Medicare when I turn 65, I will make a major Medicare mistake. Can you please simplify the...

Lowering Your Monthly Expenses

UNITED STATES—I know I am not the only person who is tired of the skyrocketing costs each month when it comes to utilities (water, heat/gas, electricity, insurance, telephone, cable, and internet) that seem to be constantly rising all the time, while the service from your providers is constantly on the decline. I can understand a slight rate increase every...

When You Journal You Might Surprise Yourself

UNITED STATES—I have recently started to do something that I used to do years ago, but stopped because I made the excuse I just didn’t have time. I have started to journal again. However, I want to make this very clear my form of journaling may not align with everyone else, and that’s the point. When some people journal...

Social Media Influencers Are The Craze, But Why?

UNITED STATES—I find it so fascinating nowadays when you ask tweens, teenagers and young adults what they want to do career wise the answer I hear so common is social media influencer. It immediately makes me think: why? I know social media is the craze right now, rather its Facebook, Twitter, Instagram, Snapchat, Tumbler, Tik Tok, Reddit or some...

Is The Death Of The Mall Upon Us?

UNITED STATES—I was recently at my local mall doing a bit of shopping and I was a bit surprised by the things that I saw. You might be thinking what am I referencing? I’m not talking about the foot traffic. Not talking about the parking. Not talking about the prices. I’m talking about the retailers. It seems whenever I...

Dealing With Trauma Is Not Easy

UNITED STATES—Last week I wrote a column about the shooting that transpired at my Alma Mater, Michigan State University that left 3 students killed and 5 others seriously injured. The mass shooting did strike me in a way that I hadn’t expected. Perhaps it is not just the fact that I am very familiar with the school and the...

Absolute Terror On MSU Campus

UNITED STATES—It is unfortunate that we are having this conversation yet again, but another mass shooting has transpired in the United States, this time on the college campus of Michigan State University in East Lansing. For me, this is quite personal as an alumnus of the university, in addition to having a niece who currently attends the school as...
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