Save Money Now, Have It For Later
UNITED STATES—Why are we as Americans not preparing for our future more? It is a disturbing trend, but we must understand now is the time to save because with inflation and so many other things on the rise currently that issue has to be fixed NOW and NOT later. The price of goods are not going down they are...
Eat Less, Move More
UNITED STATES—I am just going to call it: we are lazy when it comes to exercise. Too many Americans are gluttonous when it comes to food. We eat, and eat and eat, but we do little to no physical movement. The days of us actually cooking a meal at home has vastly changed. We like to eat or dine...
Will A Medicare Advantage Plan With Prescription Drugs Prevent “Extra” Part D Premium?
UNITED STATES—Hello Toni: I am turning 65 in October, self-employed and my income is over $250K. Recently I received a letter from SSA telling me that my monthly Medicare Part B premium of $170.10 would be doubled to $340.20 per month due to 2020 reported income. That was no surprise, but Social Security also said that the monthly adjustment...
School Is Now In Session!
UNITED STATES—For some children, school has already started in several states across the country. For others, they still have a few more weeks to enjoy the summer sun before they have to get into the hustle and bustle of the school routine. That is the thing about school it is indeed a routine, rather you like it or not....
Summer Is Over People!
UNITED STATES—I know I am going to catch some slack for saying this, but I am so happy that the month of August is almost over. Why? It’s a sign that summer is coming to an end and fall is here. I hate summer. I have no problem telling that to the world. I’m not a fan of heat...
Does Medicare Pay For Diabetic Supplies?
UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been laid off and had to enroll in Medicare.
How do I receive my diabetic supplies because I received a letter stating my supplier will no longer be covered by Medicare because it is not a “competitive...
Perfection Does Not Exist America!
UNITED STATES—Perfection. It is an issue I have to ask because some people absolutely believe it exists in this country and I don’t agree with that at all America. For the longest time I used to believe perfection because it was instilled in me by parents, teachers, friends and family, but as you age you start to realize: hmm,...
People Vote Based On Gut Reaction
UNITED STATES—If there is anything that annoys me to the core it is when someone persuades you how to vote. I do not like it; it just boils my blood to no end. Your perspective on an issue may not align with mine and if they don’t align guess what: IT IS NOT THE END OF THE WORLD. We...
Public Apologies Mean Nothing!
UNITED STATES—I have heard the phrase what is in an apology more times than I can count. However, with the invention of social media it seems so many people think that social media is the place to go when it comes to issuing what many people deem an apology. You all might think I’m referencing the apology that actor...
A Perfect Night Of Sleep
UNITED STATES—I absolutely cannot believe what transpired to me this week. For the first time, in nearly 6 months I had what I would call the perfect night of sleep. When I say I don’t sleep well, I absolutely mean it. I cannot recall the last time I slept well in years. Closing your eyes is one thing, tossing...