Point of View

UNITED STATES—Hello Toni: I am turning 65 in October, self-employed and my income is over $250K. Recently I received a letter from SSA telling me that my monthly Medicare Part B premium of $170.10 would be doubled to $340.20 per month due to 2020 reported income. That was no surprise, but Social Security also said that the monthly adjustment...

UNITED STATES—For some children, school has already started in several states across the country. For others, they still have a few more weeks to enjoy the summer sun before they have to get into the hustle and bustle of the school routine. That is the thing about school it is indeed a routine, rather you like it or not....

UNITED STATES—I know I am going to catch some slack for saying this, but I am so happy that the month of August is almost over. Why? It’s a sign that summer is coming to an end and fall is here. I hate summer. I have no problem telling that to the world. I’m not a fan of heat...

UNITED STATES—Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer benefits. Recently, I have been laid off and had to enroll in Medicare. How do I receive my diabetic supplies because I received a letter stating my supplier will no longer be covered by Medicare because it is not a “competitive...

UNITED STATES—Perfection. It is an issue I have to ask because some people absolutely believe it exists in this country and I don’t agree with that at all America. For the longest time I used to believe perfection because it was instilled in me by parents, teachers, friends and family, but as you age you start to realize: hmm,...

UNITED STATES—If there is anything that annoys me to the core it is when someone persuades you how to vote. I do not like it; it just boils my blood to no end. Your perspective on an issue may not align with mine and if they don’t align guess what: IT IS NOT THE END OF THE WORLD. We...

UNITED STATES—Dear Toni, my husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I had to go to the local Social Security office with the Request for Employment Information form (CMS L-564) signed by my husband’s HR department to sign up for Medicare Part B. I asked if I...

UNITED STATES—I have heard the phrase what is in an apology more times than I can count. However, with the invention of social media it seems so many people think that social media is the place to go when it comes to issuing what many people deem an apology. You all might think I’m referencing the apology that actor...

UNITED STATES—While both on and offline gambling has a checkered history in the US, lottery gameplay has been enduringly popular for years now. This is particularly true in the sunshine state of California, where players have access to a broad range of iconic lottery draws including its own ‘Super Lotto Plus’ lottery that’s exclusive to the residents of CA! We’ve published...

UNITED STATES—Online gambling now represents big business in the digital age, with the iGaming niche worth a staggering $5.9 billion as of September 2021. While this niche is largely driven by online slots (which account for around 70% of the market’s total GGY), table games like blackjack and roulette combine to comprise 15% of the total take. You can read articles...