Point of View

Christmas Is Over, But Deals Are Imminent!

UNITED STATES—As much as I love Christmas, I honestly love the weeks right after Christmas a bit more. Why? The deals after the holidays are so grand, you wish you’d actually wait till AFTER the holidays to buy gifts and give to people. I mean, most of us are clamoring to get budgets in order, viewing those receipts and...

Electronics Are Not Lasting Long America

UNITED STATES—How are your electronics working America? Are you happy with that TV that you purchased? What about that laptop or desktop computer? Any issues with your cell phone or tablet? Well I’ve seen a trend lately and I wanted to address it because it has taken a big hit to my wallet. I recall maybe 10 years ago,...

No More Mr. Nice Guy!

UNITED STATES—We have all heard the saying “Nice guys finish last.” And I have to be honest to some degree I do believe that. That is not to say it’s totally a bad thing, but at the same time, I do believe it’s important to not be so overly nice so that people use that against you. I’m a...

The Winter Can Be Brutal

UNITED STATES—The United States has been under a brutal winter vortex for the past 2 weeks. I mean the mid-west, northern plains and northeast regions of the country are familiar with frigid temps, but I’m not so certain that applies to the rest of the nation which is seeing temperatures unlike anything before. I mean I’m from the mid-west...

2018 Has Arrived, Now What?

UNITED STATES—The New Year is upon us, and many people celebrated into the wee hours of the night. Amidst all that partying and celebrating it is likely that you made a few resolutions along the way. I know I made plenty and one of the biggest was getting my finances in order, and oh boy, did I learn a...

New Year, New Resolutions!

UNITED STATES—Well in less than a week we will have to bid farewell to 2017 and say hello to 2018. With the New Year upon us, so many of us will begin to tackle what has become a tradition for so many people: resolutions! I have talked about this before and with good reason people, because so many of...

Receipts Are Important People

UNITED STATES—Whenever you buy something, you always get a receipt. For most people, they keep the receipt until they get home, than it’s tossed in the trash. I’m going to share something with you that many of you might think is bonkers crazy. For the past 12 months, I have KEPT every single receipt of any item (including food)...

Family Time Is The Best!

UNITED STATES—We have all heard the saying that family is the most important thing in life, but how many of us actually live up to that assertion? Not many because we don’t consider family as important until they are no longer in existence. This year has been tough, and I tell people all the time death tends to have...

Is It Ok To Re-Gift Something?

UNITED STATES—This is something so many Americans ask year after year: is it okay to re-gift a gift that you received from someone else? It may seem like a simple question, but I think it is more complicated than you imagine. While I think it is ok to re-gift something that you received as a present, it’s not something...

Plan To Tackle That Debt Now

UNITED STATES—As much as I love the holidays, I’m kind of glad that we are near the end of 2017. Why? Well I’ve amounted a bit of debt and it’s time to start saving as 2018 ushers itself in. It is time to pay off those credit cards to alleviate any unnecessary stress that could impact one’s wellbeing and...