Control Your Spending Habits People
UNITED STATES—I’d like to think that I have strong spending habits America. You might say to yourself that you know how to resist temptation...
Can Mom Qualify For Home Healthcare?
UNITED STATES—Dear Toni: Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After a hospitalization in November, she...
Judges Need To Be Held Accountable
UNITED STATES—We all like to believe the legal system is fair and equal, but the more I watch the news the more I throw...
Letting Stress Go
UNITED STATES—Why is it as Americans some of us are so stressed to the core about things that we should re-evaluate? It is a...
What Can You Do To Get Youngsters To Work?
UNITED STATES—Ever since I was a youngster, it has always been a dream of mine to have a purpose when it comes to work....
Social Security And IRS Scams Are Exploding!
UNITED STATES—Reader Alert: I have been informed from clients during a Toni Says® Medicare consultation that they have received either calls on their cell...
College Tuition Battle
UNITED STATES—The cost of a college education is expensive. If you’re a parent and sending more than one student to school the cost is...
Can Enrolling In COBRA Cause A Medicare Penalty?
UNITED STATES—Dear Toni: I lost my job in September 2020 due to COVID layoffs in the oil industry and my wife and I are...
Mental Health Matters People
UNITED STATES—A lot of people may not understand it, but gosh, when people say mental health matters it really does America. I was beyond...
Own Your Mistakes People
UNITED STATES—Accountability is something that so many of us fail to properly acknowledge or admit that we have problems with. Why? It mean we...













