Point of View

UNITED STATES─One would think this would be the best time of one’s life for those graduating from college. However, that momentous moment might be one of the scariest similar to the 2008 housing market crash. Graduating from college is an amazing feat, but for 2020 it is not a great thing in terms of the job market. Why? Unless...

UNITED STATES─If there is one thing this pandemic has taught me more than anything it’s that family matters more than anything. You never realize how much you miss something or someone in this case, until you no longer have access to them. I mean this self-isolation and quarantine has placed many Americans in a predicament where they have not...

UNITED STATES─Hi Toni: I met with your office in late 2019 for a Toni Says® personalized Medicare consultation. I have a question regarding travel outside the United States due to COVID-19. Once everything calms down and there is travel to other countries, I would like to plan a trip overseas. A friend recently gave me Medicare advice that now has...

UNITED STATES─It is starting to seem like the federal government in addition to state and local governments are starting to lighten up on the restrictions of staying-at home in regards to the Coronavirus pandemic. With that said, we are nowhere close getting back to normal, but it feels like some people seem to think otherwise. I’ve heard countless stories...

UNITED STATES─If being in a lockdown was not enough stress, tack on the fact that we have Mother’s Day fast approaching. I did not forget about the holiday, but I would be lying if I didn’t fully admit I did slightly forget how fast it was approaching. I’m a firm believer that Mother’s Day is that one day that...

UNITED STATES─ Toni: My Medicare Part B enrollment nightmare began when I was laid off from my job on March 10. I was given inaccurate information when I left my job and enrolled in COBRA to have knee surgery when I turned 67. I am a 69-year-old female who has been employed by 3 different companies, and no one ever...

UNITED STATES─I’ve wanted to talk about this for some time now America because it raises the biggest question of all: why are so many small business owners being denied money the government set aside for them? I mean a $2 trillion stimulus package was enacted to help Americans and businesses sustain life in an unprecedented time. Yes, Congress was...

UNITED STATES─Unless you have been living under a rock, you know by now, some states across the U.S. are starting to reopen their economies. If you were to ask me a week ago if this was ok, I would say yes, but now, not so much. Why? We are still seeing many cases of the Coronavirus pop up in...

UNITED STATES─It is so hard to believe that so many companies are taking advantage of consumers during these difficult and trying times in our country. A vast majority of businesses are closed, but there are plenty that are still open. When you venture inside those establishments, the ones that still allow the public to enter; it’s unlike anything you’ve...

UNITED STATES—In March, the NBA abruptly canceled its season due to the coronavirus outbreak. Throughout the pandemic league officials and executives have been evaluating different scenarios regarding how to restart the season. According to CNBC, some in the league are concerned with health and liability issues and are calling for the season to be officially canceled. The NBA has withstood...