Why Are Medicare Part D Rules So Confusing?
Hello Toni: I received my payment invoice from the Medicare Part D plan I recently enrolled in, and I am simply confused. It shows...
Curbing A Sweet Tooth
UNITED STATES—I just did something last week that I thought was NOT possible. I went an entire week without any sweets. NOTE: when I...
Writing Out Your Expenses Is Helpful
UNITED STATES—I am technically savvy, but anyone who knows me is aware that I am old school at the same time. Before we had...
Digital Detox
UNITED STATES—I need a digital detox, I feel like I need it now more than ever. Every single time I think I have a...
Cedars-Sinai Is Deadly For The Deaf
BEVERLY HILLS—I am one of the many millennials that refer to organic, holistic and more natural approaches to health care. However, there are times...
Procrastinating Is Bad People!
UNITED STATES—If there is something that I’ve always struggled with is procrastination. For those not in the know, procrastination is when you delay something...
People Spending Your Money
UNITED STATES—There is indeed a pet peeve that I have and it is when other people count or keep track of your money. Rather...
Social Security And IRS Scams Are Growing!
UNITED STATES—Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either calls on...
The Latest Developments In Real Estate In San Fran
SAN FRANCISCO—The property market goes through cycles, no matter where in the world you are. Since property is a long-term investment, supply can run...
How To Become A Better Nurse – It’s More Than A Job
UNITED STATES—Becoming better at something when you are already good at it is a rare trait shared only by some of the most successful...













