Point of View

Halloween Safety 101

UNITED STATES—With Halloween fast-approaching it’s time for us to discuss some important rules about safety. While a festive and spooky night, Halloween can also be dangerous. Kids are littered on the streets, and sometimes people behind the wheel fail to realize while driving in residential regions and major streets to slow their speed down. I cannot fathom anything more...

Sports Can Be Depressing

UNITED STATES—This might sound odd, but I think I finally understand what so many people mean when they say sports can be depressing. I used to think it was just a way for people to not want to be bothered with others, but that is not the case. I was watching my Alma matter play college football over the...

2020 Medicare Part D Changes…Released!

UNITED STATES—Toni: Last year, the 2019 Medicare and You handbook did not include the 2019 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole last March. I know it is only September, but I would like to get prepared and really cannot find the answer online or at the Medicare.gov website. Please inform...

Family Fakery

UNITED STATES—I tell this to people all the time that family are the people who will betray and hurt you more than a complete stranger. It seems the ties of blood forces us to want to forgive and forget even though our gut tells us otherwise. Why do I say that? I recently attended a family wedding, where some...

We All Need Down Time

UNITED STATES—Look, I will just say it: Americans work too much! We spend more time at our workplace than we spend at home or with family during the week. That’s unnerving, that is scary and it just seems wrong in so many ways. Why are we becoming a country that is SO FOCUSED on work instead of family? Yes,...

Eating Out Can Be Dangerous

UNITED STATES—As Americans, it is common knowledge that many of us eat out way too much. I don’t think it has anything to do with not wanting to cook, it’s just after a long day of school, work or whatever stressor you have in life, you just don’t have the energy to slave in a kitchen. With that being...

Leaving Medicare Advantage Plan, Can I Return To Original Medicare?

UNITED STATES—Toni: Last year, I made a mistake and changed to a Medicare Advantage Plan because I understood from talking with my friends that this PPO plan has an in-network and out of network provider and facility list. I was led to believe that a Medicare Advantage PPO plan was like a Medicare Supplement. Boy, was I wrong! Many specialists...

Why Some Work, And Others Do Not!

UNITED STATES—Why is it some people work more than others? Is it some people just don’t have the drive when it comes to work? Is it that some people aren’t motivated to do anything, but the bare minimum? Why do we have so many Americans who are not willing to take the steps needed to deliver when it counts...

Student Athletes Getting Compensation

UNITED STATES—I have been a major advocate for this for years. The fact that Gavin Newsom, the Governor of California has passed legislation that will allow student athletes at community colleges and universities to be compensated while they are in school is amazing. Look, I had the same thought many Americans had before really getting to know student athletes...

Watching Kids Ain’t Easy

UNITED STATES—Look, I’m not a parent, but I have endured the chaos of watching kids, particularly my nieces and nephews throughout my lifetime. I’ve been deemed the cool uncle who spoils them relentlessly; they know if they can’t get it from their parents they might be able to get it from me. With that being said, I’ve learned a...