What Is The Medicaid Estate Recovery Program?

UNITED STATES—Toni, I am a financial planner with a client who just received a bill for her mother's Medicaid Long Term Care that was...

Political Ad Mayhem

UNITED STATES—You know when it’s election year, when those political ads start running on television. It’s only September, and I’m telling myself now I...

Why Is My Medicare Part B Premium Costing $723?

UNITED STATES—Toni: My Medicare began on August 1st and on September 3rd I received my first bill which is $723 for my Medicare Part...

We All Need That Break

UNITED STATES—Life can be chaotic, we all know that, but the great thing about life is that you can always take a moment and...

Be Careful Of Judgement!

UNITED STATES—I am pretty sure I’m not the only person who has heard the phrase, “Never judge a book by its cover.” However, as...

COVID-19 Is Killing The Economy!

UNITED STATES—This is the craziest thing in the world, but got damn I cannot wait till this COVID-19 pandemic ends. There are so many...

Burdened With So Much Stress!

UNITED STATES—Stress, oh, stress is such a part of everyone’s life and no matter how much I attempt to compartmentalize the stress I encounter...

Are You Prepared for An Unexpected Accident Or Illness?

UNITED STATES—Hi Toni: Recently, I had a bad car wreck and ended up in the hospital with only a minor concussion from hitting the...

The Frog In The Boiling Water

UNITED STATES—This fable tells of a frog placed in tepid water which is slowly being brought to a boil.  Since the change in temperature...

Major Schooling Changes This Fall

UNITED STATES—Believe it or not America, many students have actually returned to the classroom. However, the notion of going back to school is NOT...