Point of View

Money Does Not Grow On Trees

UNITED STATES—It’s a firm belief that as soon as you get it disappears into thin air. You might have an idea what I’m referring to, but on the other hand some of you still might be in the dark. I’m talking about money. I feel like the more you have the quicker it vanishes from your hands. Money just...

Graduate Gifting Dilemma

UNITED STATES—May and June, those are the two months that highlight milestones for most Americans: graduation season. You might have a youngster graduating from preschool, kindergarten or middle school. Then you have the big events, high school and college graduation. I think the next 5 years, I have graduations to attend, rather its middle school, high school or college,...

Summertime Activities

UNITED STATES—Summer does not officially kick off until June 21, but its warm enough in most parts of the country and the amount of sunlight is stretching beyond 9 p.m. in most parts of the United States. With that being said, many people are spending way more time outside, and that means it’s time to start thinking about summer...

Racial Profiling Still Exists People

UNITED STATES—I felt the need to talk about this column because of the recent incident involving musician Sza at a visit to the Sephora store in Calabasas, California. This column is a difficult one to say the least, but it’s a conversation that we must have. It seems still in the year 2019, race is still a major issue...

Will Medicare Advantage Plan With Prescription Drugs Prevent “Extra” Part D Premium?

UNITED STATES—Hello Toni: I am turning 65 in July, self-employed and my income is over $250K. Recently, I received a letter from Social Security telling me that my monthly Medicare Part B premium of $135.50 would be doubled to $270.90 per month due to 2017 reported income. That was no surprise, but Social Security also said that the monthly...

Mental Labor Vs. Physical Labor

UNITED STATES—It has been a question that I’ve debated for years and I get plenty of blow back from people that I know all the time. Is a job that requires mental strength more exhaustive than a job that requires physical strength? It is a very loaded question and to be honest there is no clear-cut right or wrong...

A Lie On Top Of A Lie

UNITED STATES—I sometimes have to ask myself why do some people tell some of the most outrageous lies? I mean I hate to even say this as an adult, but I understand why we sometimes lie. We want to protect people or in some odd psychology we want to cover our bases, but at the end of the day...

Vacation More Often

UNITED STATES—Summer has arrived, and for many Americans the notion of taking a vacation has kicked into full gear. I always wondered why so many people waited until the summer months to take time off. I think I’ve figured out the answer. What is it? It’s quite, simple, the weather is warm and kids are out of school. Look,...

Gambling Laws In Comparison: Canada Vs The USA

UNITED STATES—Gambling has come a long way since the days of Bugsy Siegel. Now, thanks to the progressive and innovative nature of the industry, we have seen Las Vegas become one of the most popular cities to visit, the growth of slot games and the dominance of online gambling. This phenomenal growth has meant online casinos such as Royal...

Hitching One’s Wagon To A Death Star

UNITED STATES—“Star Wars’” version of a death star is a space station with super weapons capable of destroying an entire planet. But there are also real death stars out in the cosmos that swallow up nearby neighbors. And then there is Donald Trump whose destructive force here on Earth has the capacity to transform formerly well-respected people into unrecognizable versions...