Point of View

Toni Says® Tips For Medicare Open Enrollment

UNITED STATES—Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Open Enrollment? The Toni Says® office helped us with our Medicare decision in January when my husband retired from his job of 30+ years. Now it seems we must do this all over again. Could you explain what...

Mig Vapor Scholarship 2019: Make Your Dream Come True

UNITED STATES—Have you just finished your school and dreaming of pursuing further education? Or maybe you are an adult person dreaming about moving higher in education? Mig Vapor is open to everybody as long as you can comply with some requirements. Mig Vapor wants to make sure everybody has a chance to get the education they deserve hence, three students...

Cathartic Release Of Frustration

UNITED STATES—When was the last time that you screamed? How about the last time you just said exactly what you felt without any repercussions? For many Americans that is a rarity and I don’t think it’s because we are afraid to do it, it’s because we wonder how people will perceive us. Yes, we are a society where everyone...

Getting Better Sleep

UNITED STATES—The past two weeks have been one hell of a challenge for me. If there is one thing I value more than family, it is sleep. I’m an early bird; have been since I was a kid, will probably be until the day that I die. However, anyone who knows me is well aware, that I need a...

Study Overload

UNITED STATES—With school being back in session that means one thing: studying is a must. Rather you’re in grade school, middle school, high school, an undergraduate, graduate student or doctoral student, studying is part of your curriculum. There are some people who study with ease, and there are those who have a constant struggle to focus and balance studying...

Football Season Is Upon Us!

UNITED STATES—Good riddance summer, hello fall! I will be the first to tell you all I am glad summer is behind us. I have never been a fan of the hot summer months. I hate when the weather is muggy, excessive heat, and the fact that I’m a natural sweater does not help the situation. I’m not a fan...

Legalized Sports Betting In California: What You Need To Know

UNITED STATES—The sports betting world is a billion-dollar industry, however, in much of America, it remains shrouded in the zone of hazy legality. With many states banning the practice, bettors are left to trust questionable online sportsbooks. One state looking to change the status of sports gambling within its borders and make it easier for citizens to place bets...

Blatant Racism

UNITED STATES—I could not believe the video that a family member sent me last week of a woman running for a city council seat in the town of Marysville, Michigan. It left me appalled, shocked and just speechless. If you don’t know what I’m referring to, I have no idea where you have been hiding, but Jean Cramer, has...

Back To School Mayhem

UNITED STATES—Parents rejoice, the time of the year that we’ve all been waiting for has finally arrived. School is back in session and I know some parents are ecstatic about that. Why? Summer seemed to go quicker than I expected. It was like in some parts of the country it took longer than normal to arise and then out...

Banking Habits 101

UNITED STATES—How often do you go to the bank? For me it’s at least ONCE a week, maybe TWICE depending on how much business I need to take care of. However, you might be stunned to hear this from me, but I have NEVER in my entire life utilized an ATM machine. I know that’s crazy right!? It is,...
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